Generally, the credit card repayment day is random, but this day can be manually modified. You call the customer service number on the back of your credit card (don't call the phishing phone number) to switch to manual service, and tell the customer service to set your credit card repayment day on a certain day, and the customer service will help you with it.
Contrast of credit card repayment before and after the real life portrayal
Why choose to set the credit card repayment day for three days after the payday, the reason is very simple, the payday immediately take to pay back the credit card, even if the same day to pay back the credit card problems, the back of the time there are still 2 days can be cushioned to solve the problem.
What you must know before you pay your credit card is that you must be clear about your credit card payment date and your billing date
The credit card billing date is the day when you count the total amount of money you've spent on your card over the course of a month, and the amount of money on your bill is the money you're going to have to pay back on your billing date, which is in about 20 days' time.
Split the difference between the billing date and the final payment date
The credit card payment date is the day you have to pay back the money you owe on last month's credit card bill.
Credit card repayment before you must know - how to check the current credit card bill
Inquiry credit card bill has more than one method, one is in WeChat binding credit card official WeChat account to inquire, this method is the most commonly used, simple and convenient; the second method is to play the bank credit card's official phone, the bank's credit card. Some of the bank phone requirements to wait more than 1 minute after waiting for you to enter the ID number to query, relatively troublesome.
For more information, please see "What are the benefits of binding a bank savings card or credit card to WeChat"
Merchants Bank credit card official WeChat bill and adjust the amount of the function
Credit card repayment skills 1 - binding the peer-to-peer savings card once and for all
Credit card repayment of the most do not have to worry about their own The way to do this is to bind the peer bank savings card automatic deduction, if the binding is the payroll card, it is more convenient, the payroll arrived, automatic deduction, safe and risk-free. Of course, the premise is that your credit card repayments are smaller than the number of paychecks, otherwise, oh, God forbid.
Chinese bank credit card automatic repayment instructions for reference, other banks credit card automatic repayment should be similar
But the automatic repayment of the problem is also very obvious, 1, there must be peer-to-peer savings card, 2, the card must have money, and can not save regular only call (the problem is that now which losers have money not throw the balance).
Credit card repayment skills 2 - Alipay wallet repayment of the simplest and most versatile
Tied to the savings card credit card repayment, although you can once and for all, but only suitable for a small number of people. Now let's talk about the simplest and most versatile technique for credit card repayment - Alipay Wallet.
Alipay credit card repayment function, completely free of charge, basically support all credit cards in China (I do not know if there is not support), and the arrival speed is very fast, a lot of credit cards can be the same day within 2 hours to the account, the latest is also tomorrow the next day to the account.
The reason why I say Alipay credit card repayment function is omnipotent is because, in addition to Alipay can help their own credit card repayment, but also can help other people's credit card repayment, convenient enough.
Alipay Wallet - Credit Card Repayment - Enter the credit card number (or choose a bank card that has already been repaid)
Enter the repayment amount- Select the repayment method - payment
After successful payment, wait for the message of successful repayment it - if the bank is generally about twenty minutes to the account
Alipay repayment to the account is still quite fast
Alipay The advantages of credit card repayment:
1, support for a number of credit cards;
2, support for their own and other people's credit cards;
3, support for repayment of funds from the balance of the call;
Alipay credit card repayment of the disadvantages:
1, can not be immediately accounted for, and some banks have to be the next day before the account;
Credit card repayment Tip 3 - WeChat can also play credit card repayment
Since WeChat added "wallet" this mobile payment function, WeChat is no longer a mobile chat APP, but also a very convenient mobile payment tool. The credit card repayment function of WeChat is very useful for those who don't have Alipay, it is a timely rain (or else you have to use other more complicated methods to repay the credit card).
Without further ado, let's look at the WeChat credit card repayment graphic tutorial.
Left for WeChat iOS and Android 5.4 new version of the "wallet" entrance, right for WeChat 5.3 Android version of the "my wallet" entrance
Wallet - -Credit Card Repayment - First time user needs to add a bank account
Enter the repayment amount - Repay now
Select the payment method - Pay your credit card now
Select the payment method. -WeChat Credit Card Repayment - Wait for the account to arrive
The advantages of WeChat Credit Card Repayment
1, support for credit cards of many banks;
2, support for their own credit cards and others;
WeChat Credit Card Repayment Disadvantages
The disadvantages of WeChat credit card repayment are the same as those of Alipay credit card repayment, the arrival is not instant ......
Credit Card Repayment Tip #4 - Lakala Repayment is a Backup Means
If you have a company or nearby Lakala machines, then you can use these machines to pay off your credit card for you. Although the Lakala repayment method is considered to be too much of a pain in the ass, a lot of people still pick this method where they have to swipe their bank savings card in order to make the repayment.
Without further ado, let's get right to the tutorial.
Click on the machine on the convenient payment
Choose credit card repayment
Enter the cell phone number and credit card number (do not enter the wrong one, otherwise there is no right to regret)
Enter their own bank card number or choose to swipe the card mode
Chose to swipe the card mode
Swipe the card and then enter the password
OK.
The payment was successful, credit card repayment is so simple
Let's take a look at the big picture
Transaction records
Does Lakala credit card repayment require a fee?
Bank of China (excluding Shenzhen and other parts of the country), the Construction Bank, Bank of Communications, Agricultural Bank of China, Industrial and Commercial Bank of China, Bank of Beijing, Agricultural Bank of China credit card repayment fee is temporarily enforced preferential promotional price of 2 yuan / pen, and the other banks have no handling fee for the time being.
Can I repay my credit card without any bank card?
If you forget to bring your savings card and bank card, in fact, it is not necessarily not be able to repay, because Lakala cardless repayment support a number of banks. Such as Industrial and Commercial Bank of China, Construction Bank of China, Bank of Beijing, Bank of Communications, Pudong Development Bank, Guangfa Bank, Huaxia Bank, Minsheng Bank, Guangzhou Bank.
When will Lakala credit card repayment arrive?
Directly look at the chart, China Merchants Bank, etc. can be real-time to the account, while the construction bank, oh, wait 3 days.
When does the credit card payment arrive? (Click on the picture to see a large HD)
Lacala credit card repayment advantages
1, domestic credit card almost all support;
2, swipe the card can pay, convenient, suitable for those who do not have online banking no fast payment;
3, some banks to the account of the time fast.
Disadvantages of Lakala credit card repayment
There are too few and too few machines for Lakala's repayment!
Credit Card Repayment Tip #5 - Try Mobile Banking Repayment on WeChat
The above four methods are estimated to be the most mainstream credit card repayment methods, and finally, let's talk about some of the offbeat credit card repayment methods, such as mobile banking on WeChat.
Currently the major banks have opened the WeChat official account, if bound, then you can use the credit card WeChat official account of the fast repayment function to repay, only, this fast repayment operation, not fast at all. Specifically, please see the repayment process it.
WeChat China Merchants Bank credit card official account - bills - fast repayment - login mobile banking (login is the most troublesome)
Enter the repayment amount and password
Successful repayment
Advantages of repaying credit card on official WeChat account
The repayment speed of repayment from your own bank to your own credit card is usually in real time.
Disadvantages of credit card official WeChat account repayment
1, must have opened mobile banking;
2, can only repay to the home bank;
3, must let the credit card binding WeChat;