Ping An Million Car Home Insurance is an accident insurance that only safe car owners can buy. Mainly aimed at driver customer groups. It is an accident insurance product enjoyed by the whole family. There are several versions: Experience Edition, Standard Edition, Silver Edition and Diamond Edition. Under normal circumstances, the upgraded version of Ping An Million Car Insurance is mainly a product to protect family accidents, providing personal accident death and disability, personal accident medical treatment, driving accident death, disability and driving accident medical treatment enjoyed by the whole family. Provide protection for children who are injured by cycling, fighting, cat's paw and dog's bite, riding accidents and falling from high places, provide protection for parents' accidental falls, electric car accidents, square dance sprains, elevator accidents and traffic accidents, and provide protection for adult couples' business trips, traffic accidents, sports injuries and work accidents.
Like this consumer accident insurance product, the underwriting age of the product is 0~60 years old, and healthy people of this age can buy it. This product mainly includes six items in the protection project, 1 is illness death insurance, and the second item is self-driving accident death or total disability insurance. The third is accidental death or total disability insurance, the fourth is aviation accident total disability or death insurance, the fifth is public transportation accident total disability or death insurance, and the sixth is maturity survival insurance. The insurance premium of the product in terms of illness and death shall be paid according to 120% of the premium paid by the insured.
What is vehicle insurance? Protect what?
1. Motor vehicle insurance, that is, "auto insurance", is a means of transport insurance marked by the liability of the motor vehicle itself and the third party.
2. Its insurance customers are mainly legal persons and individuals who own various motor vehicles; The subject matter of insurance is mainly various types of cars, but it also includes special vehicles such as trams, battery cars and motorcycles. Motor vehicle insurance generally includes compulsory insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. Basic risks are divided into vehicle loss insurance and third party liability insurance, vehicle theft and emergency rescue (theft and emergency rescue), vehicle personnel liability insurance (driver liability insurance and passenger liability insurance), and additional risks include glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, water-related insurance, no-fault liability insurance, vehicle cargo drop liability insurance, vehicle stop loss insurance, new equipment loss insurance and special insurance without deductible. Glass breakage insurance, spontaneous combustion loss insurance and new equipment loss insurance are additional risks of body loss insurance, and these additional risks can only be insured after vehicle loss insurance is insured.