Most people are familiar with or have used multi-million dollar medical insurance, but most people don't know about high-end medical care, in fact, insurance companies like BUPA, Allianz, Merchants Trust, Taikang and so on have high-end medical care business. In the past, the number of people who have been in the market for a long time has risen from a low of 1.5 million to a high of 1.5 million, and the number of people who have been in the market for a long time has risen from a low of 1.5 million to a high of 1.5 million, and the number of people who have been in the market for a long time has risen from a high of 1.5 million to a high of 1.5 million.
High-end medical is to break the national health insurance restrictions of commercial insurance, generally to show stars, elite people and other high-income groups to provide high-quality medical protection and services, that it is specifically what advantages, the next simple analysis.
1, high coverage
High-end health care is a year of premiums to protect a year of consumer insurance products, annual premiums from a few thousand to more than a hundred thousand have, the amount of coverage is usually a few million, there are tens of millions of so much.
2, hospitals independent choice
Ordinary medical insurance is usually only reimbursed in the designated hospitals, while the high-end medical not only independent choice of public, private or foreign hospitals, but also the choice of major domestic hospitals, hospitals, special hospitals and foreign medical institutions.
3, rich medical services
High-end medical care has traditional Chinese medicine, physiotherapy and other elements not covered by ordinary medical insurance, can provide overseas medical treatment, hospitalization, outpatient services, organ transplantation, physical examination and other high-cost comprehensive medical expense coverage, as well as dental, ophthalmology, maternity and other personalized medical projects can be enjoyed.
If the insured person visits the insurance company's partner hospitals, there is also a direct payment service that can be used, where all that is needed is to swipe the card and sign, and the expenses will be settled directly between the insurance company and the hospital.
4. Breaking the social security reimbursement limit
The insured can ignore the social security reimbursement limit when seeking medical treatment, and the cost of imported drugs, imported medical equipments, and non-social security catalog drugs can be reimbursed as well.
Summary
While high-end medical care can provide better medical services and protection, ordinary people can't afford the high annual premiums. In fact, the average person's medical insurance needs can be met by a few hundred dollars a year of million-dollar medical insurance, in order to know the cost-effective million-dollar medical insurance, you may want to compare for yourself: what are the good medical insurance recommendations?2020 Hot Top 20 Quality Medical Insurance Inventory