The reimbursement ratio of the new rural cooperative medical insurance may vary depending on factors such as region and hospital level. The specific hospitalization reimbursement ratio of the medical insurance is as follows:
1. Hospitalization deductible : The unified fee is 40 yuan at the township level, 200 yuan at the county (district) level, 600 yuan at the municipal level (including 300 yuan for secondary medical institutions), and 800 yuan at the out-of-city level.
2. Hospitalization compensation ratio: 55% of reimbursable expenses at the township level, 45% of reimbursable expenses at the county (district) level, and 30% of reimbursable expenses at the municipal level (including 35% for secondary medical institutions), and 25% of reimbursable expenses at the municipal level.
3. The actual compensation ratio for hospitalization: no less than 40% of the total hospitalization expenses at the township level, no less than 30% of the total hospitalization expenses at the county (district) level, and no less than 30% of the total hospitalization expenses at the municipal level. 15% (of which secondary medical institutions shall not be less than 20% of the total hospitalization expenses), and non-municipal medical institutions shall not be less than 10% of the total hospitalization expenses (less than 10% shall be compensated at 10%).
4. Hospitalization compensation cap line: The maximum annual cumulative individual compensation amount for each participating patient is 10,000 yuan.