Foreign personnel working in Shanghai, persons who have obtained permanent (long-term) overseas residency rights, and residents of Taiwan, Hong Kong, and Macau have terminated or terminated their labor (employment) relationship with their employer and left the country without withdrawing housing provident funds. Return of housing loan entrustment.
Place of application: All housing provident fund business outlets of China Construction Bank.
Processing requirements:
1. Original identity proof materials:
(1) Foreigners and those who have obtained permanent (long-term) residency abroad shall provide their passports.
(2) Residents of Hong Kong and Macao shall provide Mainland Travel Permit (referred to as "Home Return Permit") for Hong Kong and Macao residents.
(3) Taiwan residents provide the "Taiwan Residents Mainland Travel Permit" (referred to as "Taiwan Compatriot Permit").
2. Application materials for withdrawal reasons:
(1) "Application Form for Withdrawal of Housing Provident Fund after Departure" (Foreign personnel, persons who have obtained permanent (long-term) residency abroad, and Taiwan, Hong Kong, and Macau Residents only).
(2) Proof of rescinding or terminating the labor (employment) relationship with the employer.
3. Other certification materials:
When the extractor obtains the following certification materials, he should provide the above-mentioned identity certification materials and application materials for the reason for extraction to the relevant units or departments. Housing provident fund accounts in the "Shanghai Provident Fund Management Center Housing Provident Fund Centralized Seal Account" must provide the "Housing Provident Fund Withdrawal Approval Form" issued by the Shanghai Provident Fund Management Center business outlet.
Processing process:
Individuals must provide the necessary materials—handle it at the China Construction Bank Housing Provident Fund Business Outlet.
Processing time limit:
If the procedures are complete, it will not exceed 3 working days.
Notes:
If the business needs to keep copies of identity documents, the person in charge of the housing provident fund business outlet will scan, print or copy them on their behalf.
Extended content:
Provident fund usually refers to housing provident fund, and sometimes also refers to company provident fund. The housing provident fund refers to the long-term housing savings deposited by state agencies, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social groups and their employees.
Since July 1, 2017, all housing provident fund off-site transfer and continuation business can be handled through the "National Housing Provident Fund Off-site Transfer and Continuation Platform." Gradually realize "accounts follow people and money follows accounts". At the same time, we vigorously promote off-site loan services to meet the capital needs of deposited employees to purchase housing across regions.
On February 18, 2016, according to the "Notice on Improving the Formation Mechanism of Deposit Interest Rates for Employees' Housing Provident Fund Accounts" by the Central Bank, the Ministry of Housing and Urban-Rural Development, and the Ministry of Finance, starting from February 21, deposits in employee housing provident fund accounts The interest rate will be adjusted from the current benchmark interest rate for demand deposits and three-month deposits based on the collection time to a unified benchmark interest rate for one-year time deposits.
Reference materials:
Shanghai Housing Provident Fund Network - Provident Fund Withdrawal