Bao said insurance, focusing on insurance assessment! 28 years old you should buy what insurance of? You can look at this article:
The idea of starting to buy insurance at the age of 28 is relatively good, the physical quality of the body is generally higher, you can pick more insurance products, the premium will be cheaper. So let me introduce you to what kind of insurance types to buy at this age.
1. Social health insurance.
Social health insurance is what we have to buy first. Social health insurance is a national welfare, we are recommended to actively buy social health insurance. The price of social health insurance will not cause financial burden to everyone.
2. Critical illness insurance.
Commercial insurance, the most worthwhile to buy is the critical illness insurance products. First of all, I'd like to give you an authoritative data, in recent years, lung cancer more and more showing a trend of youth, nowadays there are cases of this disease in the age of 10 years old. The incidence of the disease is higher in men than in women, especially after the age of 35, when the incidence of the disease rises sharply.
These data are reminding us that critical illness insurance products are not just for the middle-aged and the elderly to consider, but to pay attention to their own bodies, do not leave it to chance. Don't wait until premiums get higher and higher before you consider buying insurance. It is recommended to buy critical illness insurance before it is too late.
In order to save you time, I help you organize the inventory:
3. Commercial medical insurance.
Some people think that commercial medical insurance and social health insurance can be one or the other, in fact, there is a fundamental difference between the two;
Simple to understand, commercial medical insurance is a supplement to social health insurance. It is true that social health insurance can meet the cost of minor illnesses; assuming that you are unfortunate enough to suffer from a major illness, and social security only reimburses 40% of the medical costs, the rest of the medical costs must be borne by yourself, which is not a small sum of money.
So the complementary role of commercial medical insurance has come to the forefront: so the rest of the reimbursement by the commercial medical insurance can alleviate the financial pressure brought about by the high cost.
The best way to buy medical insurance is to prioritize the purchase of a million medical insurance, mainly because it is inexpensive, millions of dollars of coverage for only a few hundred dollars a year. And the coverage is comprehensive, such as surgical fees, examination fees, and drug costs are included.
So, I also share with you the homework I had done when I purchased a million dollar medical insurance policy for myself: what are the good medical insurance recommendations?2020 hot 20 quality medical insurance inventory
4.Accident insurance.
Accidents are unavoidable, such as the 28-year-old you may also encounter the road accidentally slipped to injuries, traffic accidents and other accidents; configure an accident insurance for themselves is a must, and the market is cheap and good accident insurance abound
In order to allow you to buy a good quality and good price of the accident insurance, I also pick the light to organize a good: what are the good accident insurance recommended? Hot Top 20 Quality Accident Insurance!