Not long ago, Taiping Life Insurance launched a new proton heavy ion medical insurance, which is called Quality Assurance 221 proton heavy ion medical insurance. The 219 edition is very popular with the low premium of 9.9 yuan and the insurance amount of 3 million yuan. < P > So is this product guaranteed well or not? Is it worth buying?
for more details about this product, you can also read this article!
how about quality assurance 221? Don't be fooled! I don't know yet!
1. How does Taiping Anxin 221 proton heavy ion medical insurance guarantee
After understanding it, we will return to our topic, and the essence map will go first.
Quality Assurance 221 Medical Insurance
As can be seen from the product diagram, it is obvious that this insurance is specially designed to protect proton heavy ions, and it will not involve general medical care and medical care for serious illness. Let's specifically understand the protection content of this product!
1.? Proton heavy ion protection is more comprehensive
Let me explain proton heavy ion technology to you: proton heavy ion radiotherapy is an internationally recognized cutting-edge radiotherapy technology that uses proton and heavy ion technology to treat malignant tumors. This technology can realize a large amount of energy release in tumor focus, and achieve the purpose of killing cancer cells. At the same time, because this method releases less energy in the process of passing through the human body, it has less damage to normal cells of the human body.
With the increasing difficulty in seeing a doctor in China and the emergence of medical treatment in Japan, the number of people in 216 increased and they chose to go to Japan for treatment. In 216, the number of outbound medical tourists exceeded 5,, an increase of over 5% compared with 215. The medical market in Japan is booming. Happily, compared with China, the technology is relatively mature, and the price is far lower than that of China's cancer proton heavy ion medical treatment.
In the past few years, the World Health Organization (WHO) has made a comparison of the world's medical standards, and Japan has been in the first place for several years in a row; The number and technical level of special facilities for proton and heavy ion therapy in Japan are excellent, so everyone often goes to Japan to treat cancer.
according to the analysis results given by relevant industries, the number of imported proton heavy ion therapy equipment in China is really not much, and the existing treatment experience is relatively small, which is still far from other countries' proton heavy ion therapy. This is actually because of these two aspects:
One reason is that the number of institutions using proton heavy ion to treat diseases in China is relatively small, and the number of cases is not so much, which has caused the lack of medical experience of relevant medical staff in proton heavy ion centers in China.
On the other hand, at present, the performance of proton heavy ion center in China is not perfect, and the patients admitted are mainly patients with early stage and single focus, but almost no patients with middle and late stage lung cancer are admitted.
At present, medical insurance basically only includes domestic proton heavy ion medical insurance, and the amount of compensation is only one million. Let's look at this quality assurance 221 proton heavy ion medical insurance, which not only includes 1% compensation for proton heavy ions in specific hospitals in China, but also includes 1% compensation for proton heavy ions in 21 specific Japanese proton heavy ion medical institutions.
if you like better proton heavy ion technology, most medical insurance can't meet this requirement at present, and this Taiping Anxin 221 proton heavy ion medical insurance can provide comprehensive protection measures to a certain extent.
2.? Poor renewal conditions
The renewal conditions of this Taiping Anxin 221 proton heavy ion are not exciting and may not be renewed. Think about it, if this product is discontinued, or the insured can continue to buy this insurance product after 6 years old, compared with some common medical insurances that cannot guarantee renewal and can be renewed up to 1 years old, its renewal conditions are even worse, so don't.
You need to know the renewal conditions in advance. Interested friends can take a closer look at this article:
What should I pay attention to when renewing medical insurance?
Second, is Taiping Anxin 221 proton heavy ion medical insurance worth buying?
To sum up and analyze, proton heavy ion is the only coverage of Taiping Anxin 221 proton heavy ion medical insurance. It is not recommended that you take this as the only medical insurance, but it can be used as a supplementary insurance to guarantee a comprehensive million medical insurance.
moreover, under the circumstance that the global epidemic has not been completely solved this year, going abroad for treatment itself carries certain risks, not to mention that it is difficult to go to Japan for treatment now.
At present, senior school sister thinks that this medical insurance product is not very suitable, so she can pay more attention to the excellent million-dollar medical insurance with comprehensive protection and practical value-added services.
The Top Ten Million Medical Insurance Rankings are newly released!
written at the end
I am a schoolmaster who talks about insurance and focuses on objective, professional and neutral insurance evaluation;
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