What is international medical insurance?

Hello, I'm dad. I'll ask you some questions about international medical insurance.

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International medical insurance, commonly known as high-end medical insurance, is a medical expense insurance designed for high-end people, which exceeds the national medical insurance restrictions (not limited to countries, hospitals, drugs, etc.). ), can directly pay medical expenses, and covers a wide range (generally including outpatient service, hospitalization, serious illness, dentistry, childbirth, health examination, etc.). ).

Compared with social medical insurance and general commercial medical insurance, international medical insurance has the following six characteristics:

1, not limited to hospitals. Most products can be treated in foreign hospitals (such as United Family Hospital), private hospitals, public hospitals, foreign guest wards and other hospitals and clinics.

2, not limited to the category of drugs. Imported drugs and reasonable drugs needed for treatment can be used.

3. Internationalization. Not limited to countries and regions (except some products).

4. There is a global cooperative hospital direct compensation service. That is to say, you don't need to bring cash to see a doctor, and the insurance company directly settles with the hospital.

5, the insured amount is high. The insurance coverage of most products is above 8 million, and some even exceed 20 million.

6. Family planning and family planning. Family planning should be insured one year in advance, because there is at least a waiting period of 12 months.

I hope I can help you.