What is high-end medical?
High-end medical insurance is a kind of commercial medical insurance designed for high-end people, high coverage, breaking through the limitations of the national health insurance, direct payment for medical treatment, and extensive coverage. For the health insurance reimbursement strategy, I just happened to organize the relevant content, I hope to help you: social security health insurance how to use? An article to teach you to apply for the reimbursement process!
What are the characteristics of high-end medical insurance?
1, medical direct payment : In general, high-end medical insurance have an exclusive medical card, the cost of treatment directly from the insurance company to pay the hospital, do not need to advance their own medical expenses first, pay attention to the payment here is the full amount, not other medical insurance in the advance deposit and so on. Insurance companies which is strong, I just happened to organize the relevant content, I hope to help you: the latest list! The top ten insurance companies in the country
2, a wide range of geographic scope: high-end medical insurance is able to choose according to their own needs in mainland China, Hong Kong, Macao and Taiwan, the world in addition to the United States and Canada, the global coverage, and so on. What are some good medical insurance coverage? Which is worth buying? Look at this year's insurance companies ranked the top 10 hot insurance: what are the good medical insurance recommendations?2020 hot top 20 quality medical insurance inventory
China's cancer treatment technology and the international developed countries there is still a gap between the five-year survival rate of Canada, Japan, Australia, up to 80% or more, but China's five-year survival rate of only 30.9%.
3, hospital choice is more free : high-end medical insurance can cover the domestic public hospitals of the general department, the special needs department, the international department, you can also choose foreign hospitals, private hospitals, and even some of the more sophisticated high-end medical insurance can choose the famous clinic, compared to the millions of medical insurance requirements of the public hospitals of the general department, the choice is more free.
4, the amount of coverage is very high : generally high-end medical insurance coverage is less than a few million, more tens of millions of dollars, the market of high-end medical insurance coverage from 8 million to 63 million are available.
5, the protection is more comprehensive : from the outpatient, hospitalization, medical examination can be covered. In addition, the medication portion is not only limited to medication within the social security system, but also drugs outside the social security system, imported drugs, durable medical equipment, etc. As long as the medical expenses are reasonable and necessary, they can be reimbursed.
Through the definition and characteristics of high-end medical insurance, it is not difficult to find that high-end medical insurance is able to go overseas for treatment, and with its super-high coverage, it is also sufficient to bear the cost of foreign medical treatment, of course, its prerequisite is to focus on the choice of overseas medical treatment in the insurance contract that you buy.