Phoenix real estate Zhengzhou Station Express? February 14, according to the official website of the Henan government network was informed that the People's Government of Henan Province issued a "notice on the issuance of Henan Province to cope with the impact of the epidemic to support the smooth and healthy development of small, medium and micro-enterprises a number of policies and measures," from the full protection of the enterprise in an orderly resumption of work and production, to strengthen financial support, strengthen the financial and tax support, to reduce the burden on the enterprise and increase the stable job support, and other five aspects **** issued 20 specific measures to support the smooth and healthy development of small and medium-sized enterprises.
The details are as follows:
One, make every effort to ensure the orderly resumption of work and production of enterprises
1.Strengthening of categorized guidance. Relevant departments at all levels to establish a list of enterprises to resume work and production system, in order to ensure that the epidemic prevention and control, public **** business operations, the masses of life essential key enterprises as soon as possible to resume production at the same time, and actively promote the other productive enterprises to complete the preparatory work for the resumption of work and production to ensure that the epidemic prevention and control of the standards of the enterprise in a timely manner to resume work and production. (Responsible units: Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Commerce, Department of Housing and Urban-Rural Development, Department of Culture and Tourism, and Health and Wellness Commission)
2. Promote the implementation of measures for resumption of work and production. Guidance to small and medium-sized microenterprises to develop a plan for the resumption of production and emergency plans, the implementation of the main responsibility for the prevention and control of the epidemic and the measures to achieve the prevention and control mechanism in place, quarantine inspection in place, facilities and materials in place, internal management in place and publicity and education in place, the simultaneous implementation of production safety control measures to ensure that the production of the enterprise and the life of the workers in a stable, safe and orderly manner. (Responsible units: Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Commerce, Department of Housing and Urban-Rural Development, Department of Culture and Tourism, Health Commission, Office of Emergency Services)
3. Strengthening of the elements of the resumption of work and production to ensure. Various types of small and medium-sized enterprises should be based on the resumption of work and production and management needs, to strengthen the epidemic prevention and control of material security. The resumption of production enterprises to open a "green channel", to meet the demand for electricity in a timely manner. Give full play to the role of industry associations, industry alliances and other professional organizations, strengthen the supply of raw materials, logistics and transportation business docking, and promote the smooth operation of the industrial chain and supply chain. Vigorously promote Internet platform services for small, medium and micro enterprises, and actively implement online office, video conferencing, remote collaboration and digital management. (Responsible units: Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Commerce, Department of Housing and Urban-Rural Development, Department of Culture and Tourism, Department of Transportation, Electric Power Company)
4. Strengthening the protection of labor in enterprises. Establishing a traceable information query system for mobile workers, carrying out organized labor transfer and employment and health monitoring, and organizing the return of employees to work in batches on the premise of strictly implementing preventive and control measures. Assisting small, medium and micro-enterprises in targeted cross-regional recruitment, coordinating the development of delivery programs for personnel of a certain size, and organizing centralized delivery directly to the destination where conditions exist. Guiding enterprises to recruit locally and nearby, and implementing online supply and demand matching and remote recruitment to alleviate recruitment problems. Employment and entrepreneurship service subsidies (employment introduction subsidies) will be provided in accordance with the regulations to all kinds of employment and talent service organizations and employment intermediaries that introduce qualified job seekers to employment in the province free of charge. (Responsible units: Provincial Human Resources and Social Security Department, Department of Transportation)
Two, strengthen financial support
5. Increase credit relief. The epidemic affected wholesale and retail, accommodation and catering, logistics and transportation, culture, tourism and other industry enterprises, as well as promising but affected by the epidemic production and operation of small and medium-sized micro-enterprises temporarily encountered difficulties, shall not blindly draw loans, loan breaks, pressure loans, and should actively take credit extension, renewal of credit, overdue interest and other measures to give support, and do not individually due to the impact of the epidemic factors downward adjustment of the risk classification of the loan. Relying on equity trading venues to build supply chain debt platforms to provide corroborative financing services for small and medium-sized enterprises participating in government procurement and procurement by state-owned enterprises. Give full play to the role of emergency loan transfer funds, reduce the emergency loan transfer fee rate, and provide emergency loan transfer financial support for small, medium and micro enterprises affected by the epidemic. 2020, the province's inclusive small and micro enterprise loan growth rate should be higher than the average growth rate of all loans. (Responsible units: Provincial Local Financial Supervision Bureau, Zhengzhou Central Sub-branch of the People's Bank of China, Henan Bureau of Banking and Insurance Supervision, Provincial Department of Finance)
6. Reduce the cost of credit financing. Encourage provincial municipalities, Jiyuan Demonstration Area, counties (cities and districts) to provide risk compensation, loan transfer, interest subsidy and other services for small and medium-sized micro-enterprises identified by the province to undertake the task of guaranteeing the supply, and guide banks to reduce costs and rates, to ensure that the cost of enterprise financing year-on-year decline in the cost of inclusive small and micro-enterprise loans, the comprehensive financing cost of loans is lower than the same period in 2019 by 0.5 percentage points. Strive for more qualified small, medium and micro enterprises to be included in the national epidemic prevention and control key protection enterprise list, enjoy the relevant national preferential policies; the establishment of the provincial epidemic prevention and control key protection enterprise list, the list of enterprises to obtain the loan interest rate is not more than the most recent announcement of the market quotation rate of one-year loans minus 100 basis points, the renewal of the interest rate of the enterprises affected by the epidemic can be appropriately floated down on the basis of the original contractual agreement. The province's new epidemic prevention and control in 2020 to protect the key enterprises special refinancing, in the implementation of the national interest rate policy on the basis of the provincial financial co-ordination of funds to give 25% of the subsidized interest rate support for a period of not more than 1 year. (Responsible units: Provincial Local Financial Supervision Bureau, Zhengzhou Central Sub-branch of the People's Bank of China, Henan Bureau of Banking and Insurance, Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Finance)
7. Reduce the rate of governmental financing guarantee. Reduce or cancel the counter-guarantee requirements for financing guarantee projects in industries related to epidemic prevention and control, with the guarantee fee rate not exceeding 1%; for small and medium-sized micro-enterprises directly involved in epidemic prevention and control work, cancel the counter-guarantee requirements, implement the "loan that is guaranteed and seamlessly renewed", and reduce the guarantee fee rate to less than 1%; for small and medium-sized micro-enterprises without the ability to repay the loan, timely fulfillment of the repayment obligation, and appropriately extend the recovery period. For SMEs without repayment ability, it is necessary to fulfill the obligation of compensation in a timely manner, appropriately extend the time limit for recovery, and write off the compensation loss in accordance with the regulations if it meets the conditions for write-off. The Central Plains Re-guarantee Group Company shall include all the new working capital loan guarantee businesses of micro, small and medium-sized enterprises of less than 10 million yuan incurred by governmental financial guarantee institutions during the epidemic prevention and control period into the scope of credit enhancement and compensation re-guarantee, and the guarantee institutions shall reduce the guarantee fee rate in accordance with the policy. (Responsible units: Provincial Local Financial Supervision Bureau, Department of Finance)
8. Innovative financing products and services. Relying on the provincial financial services **** enjoyment platform and other governmental platforms, for small and medium-sized micro-enterprises to carry out online financing fast docking services, enhance the accessibility of financial services, reduce enterprise costs. Actively promote the use of supply chain finance, commercial factoring, accounts receivable pledge, intellectual property pledge and other financing methods to expand the supply of financing to MSMEs, and vigorously promote government procurement contract financing. Coordinate with banks and insurance organizations to open up "green" channels for credit and insurance claims, and accelerate the speed of lending and the progress of claims settlement. (Responsible units: Provincial Local Financial Supervision Bureau, Department of Finance, Henan Banking and Insurance Supervision Bureau, Zhengzhou Central Sub-branch of the People's Bank of China, Provincial Bureau of Big Data, Development and Reform Commission)
Three, to strengthen financial and tax support
9. Around the epidemic prevention and control of key materials, small and medium-sized microenterprises to expand production capacity, transformation production line projects are prioritized into the provincial enterprise technology transformation projects to be supported. Support key medical supplies production enterprises to open full production, more production, in line with the standards of the government touting the procurement of storage products, the government touting the procurement of storage. (Responsible units: Provincial Department of Industry and Information Technology, Department of Finance, Development and Reform Commission)
10. Reduce or waive relevant taxes. Affected by the epidemic of taxpaying enterprises have difficulties, according to the law to reduce or waive the property tax, urban land use tax. For the production of epidemic prevention and control materials of small and medium-sized enterprises, priority implementation of the relevant tax relief policies. For the production of key epidemic prevention and control materials enterprises to expand production capacity, the purchase of equipment inputs, allowed a one-time cost of the current period of costs deducted before the enterprise income tax. Epidemic prevention and control key material production enterprises can apply to the competent tax authorities on a monthly basis for a full refund of the newly increased end-of-period tax credit for VAT compared with that at the end of December 2019. Taxpayers are exempted from VAT on income derived from the transportation of key materials for epidemic prevention and control. Taxpayers are exempted from VAT on income obtained from providing public **** transportation services, living services, and express delivery and collection services of essential living materials for residents. (Responsible units: Provincial Tax Bureau and Department of Finance)
11. Deferment of tax payment. For small, medium and micro-enterprises that meet the conditions for deferred tax payment, the deadline for tax payment will be extended for no more than three months in accordance with the law. For losses incurred in 2020 by enterprises in difficult industries such as transportation, catering, accommodation and tourism, which are greatly affected by the epidemic, the maximum carry-over period will be extended from five years to eight years. (Responsible unit: Provincial Tax Bureau)
Four, reduce the burden on enterprises
12. Reduce or waive the rent of enterprises. To rent state-owned assets type of business premises and the impact of the epidemic can not be normal operation of small and medium-sized micro-enterprises, exempted from one month's rent, halved two months of rent, has been charged to be refunded. Encourage other real estate leasing organizations to reduce or waive the rent appropriately for SMEs. (Responsible units: the provincial government's State-owned Assets Supervision and Administration Commission, the Provincial Department of Finance)
13. Ease the pressure on the cost of energy for enterprises. The implementation of supportive tariff policy, epidemic prevention and control during the enterprise user capacity reduction, suspension and resumption of business is not subject to the original time limit, can be exempted from the basic electricity charges according to the actual number of days of suspension. To pay the production and operation of gas, water and other costs of small and medium-sized enterprises have difficulties, the implementation of the "non-payment of non-supply" measures, the enterprise in the end of the epidemic within three months to make up for the costs. (Responsible units: Provincial Housing and Urban-Rural Development Department, the power company)
14. Reduce the pressure on enterprises to pay social insurance premiums and housing provident fund. Affected by the epidemic production and operation of temporary difficulties, really unable to pay the full amount of social insurance premiums for small and medium-sized enterprises, upon approval can be deferred payment of pension insurance, unemployment insurance and industrial injury insurance premiums, deferred payment period is temporarily set at six months, deferred payment period does not count the late fees, the insured person to enjoy the normal treatment, does not affect the individual rights and interests of the record. After the deferment period expires, it is clear that there is a reasonable period to make up the contributions, so as to minimize the impact on the cash flow of the MSMEs as much as possible. Affected by the epidemic to contribute to the housing fund enterprises have difficulties, you can apply for a reduction in the housing fund contribution ratio of at least 5%, a period of no more than 12 months; or apply for deferred contribution to the housing fund, a period of no more than 12 months, deferred contribution period does not affect the normal application for loans employees. (Responsible units: Provincial Human Resources and Social Security Department, Taxation Bureau, Housing and Urban-Rural Development Department)
15. Extension of social insurance business. Due to the impact of the epidemic, the insured SMEs that fail to apply for the social insurance business on time are allowed to do so within three months after the end of the epidemic, and are not allowed to charge extra fees or ask for additional certificates when applying for the replacement. (Responsible units: Provincial Department of Human Resources and Social Security, Tax Bureau)
16. Strengthening of export services for enterprises. The impact of the epidemic can not be timely resumption of foreign trade enterprises, to help handle the "new coronavirus-infected pneumonia epidemic force majeure factual evidence". Encourage the Henan branch of China Credit Insurance Corporation to provide risk protection and policy financing services for small and medium-sized micro-exporting enterprises affected by the epidemic and experiencing temporary difficulties in production and operation. The establishment of port services "green" channel to ensure rapid customs clearance of goods. (Responsible units: Department of Commerce, CITIC Insurance Company of Henan, Provincial Development and Reform Commission, Trade Promotion Council)
V. Increase support for job stabilization
17. For small and medium-sized enterprises that are affected by the epidemic but are experiencing temporary difficulties in production and operation and are expected to recover, the policy of refunding unemployment insurance premiums for stabilizing jobs will be extended to December 31, 2020; the standard of layoff rate of small and medium-sized enterprises under the policy of refunding unemployment insurance premiums for stabilizing jobs will be relaxed to no higher than 5.5%, and the layoff rate will be relaxed to no more than 20% of the total number of employees of the enterprise if the number of insured employees is less than 30 people (included). For insured enterprises affected by the epidemic but insisting on no or fewer layoffs, 50% of the actual unemployment insurance premiums paid in the previous year can be returned; those who are enjoying social insurance subsidies and job subsidies will be extended to June 30, 2020. (Responsible units: Provincial Department of Human Resources and Social Security, Department of Finance)
18. Implementation of stable employment subsidies. Priority is given to accepting applications for social insurance subsidies, job subsidies and on-the-job training subsidies for small and medium-sized micro-enterprises whose production and operation are temporarily experiencing difficulties due to the epidemic. To start production during the Spring Festival, the distribution of epidemic prevention and control of urgently needed materials enterprises, eligible for a one-time employment subsidies. (Responsible units: Provincial Human Resources and Social Security Department, Department of Finance)
19. Stabilize labor relations. For small and medium-sized enterprises that have encountered temporary difficulties in production and operation due to the epidemic, they are encouraged to adopt ways of adjusting salaries, rotating shifts, shortening working hours, waiting for jobs, etc. to retain the labor relationship after consensus with their employees, and try not to lay off or lay off as few employees as possible. Enterprises that meet the conditions may apply for the implementation of a comprehensive working hours system. (Responsible units: Provincial Department of Human Resources and Social Security, Provincial Federation of Trade Unions)
20. Strengthening employment and entrepreneurship services. Small and medium-sized enterprises that have temporarily lost their sources of income due to the epidemic will be given priority support when applying for guaranteed loans for entrepreneurship. Vigorously implement the online processing of guaranteed loans for entrepreneurship, borrowers who have difficulties in repaying loans affected by the epidemic can apply for extension of repayment, the extension period in principle does not exceed one year, and the financial sector will continue to provide interest rate subsidy support. Optimize employment procedures for college graduates, and implement "no-meet" signing of employment agreements for graduates during the epidemic. During the epidemic, support the approved designated training institutions to carry out online employment and entrepreneurship training, and include "Internet +" entrepreneurship training in the scope of vocational training subsidies. (Responsible units: provincial human resources and social security department, education department, finance department)