Pure examination can not be reimbursed, and the examination fee after hospitalization can be reimbursed.
It is best to buy commercial medical insurance after buying medical insurance. Medical insurance is the most basic guarantee, the price is very cheap, and basically everyone can buy it. Commercial medical insurance is a supplement to medical insurance. Some items that cannot be reimbursed by medical insurance can be reimbursed, such as high-end treatment and special treatment.
There are many kinds of medical insurance, among which millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance are common.
Let's make a brief analysis:
1, millions of medical insurance
Millions of medical insurance is suitable for people of almost all ages to buy, because it is cheap, the reimbursement amount is high, and there is no limit to the reimbursement of diseases. A few hundred yuan a year can guarantee several million yuan, which is very cost-effective. In addition, it also has a very comprehensive protection content, such as bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
Let me analyze several representative millions of medical insurance for you:
Can be obtained through pictures.
(1) Good medical insurance: Its biggest highlight is to guarantee the renewal of insurance for 6 years, which is unmatched by many products. During the 6-year period, whether you have made claims, changed your health or stopped selling products, you can renew your insurance.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: Compared with the other two models, this model has an additional value-added service: international secondary diagnosis and treatment.
According to the above analysis, it is not difficult for us to know that different products have different advantages, and we should choose according to our own needs when purchasing.
In addition, there are many millions of medical insurance products with high cost performance. If necessary, you can click on the original text to view: "Great value! Super cost-effective millions of medical insurance. "
2. Hospitalization medical insurance
Low deductible and minimum living allowance are the main characteristics of hospitalization medical insurance. This kind of insurance is mainly used for outpatient reimbursement, generally applicable to younger babies or older people. Because the physical function of children and the elderly is not as good as that of people of other ages, the probability of getting sick is relatively high. Relatively speaking, this insurance will be more useful to them.
3. Cancer medical insurance
At present, the vast majority of millions of medical insurance and hospitalization insurance on the market are insured at the age of 0-60. Older people cannot be insured, but they can be insured against cancer.
Anti-cancer medical insurance is a kind of health insurance specially designed for cancer. This insurance has a wide age range, and people in their 70s can buy it, and the health notification is also relatively loose. It is very suitable for people who are old or have some minor physical problems.
This price is greatly influenced by physical fitness and age. Here are several cost-effective anti-cancer medical insurance. If necessary, you can have a look: "Top Ten Popular Anti-cancer Medical Insurance Worth Buying, Planting Grass for You!"! 》
Hope to adopt!
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Source: "Hospitalization medical insurance, can a full-body examination be reimbursed?" -Xueba said that the insurance network