Legal analysis: 1, general medical insurance. It mainly includes outpatient expenses, medicine expenses, examination expenses, etc. 2. Hospitalization insurance. Mainly daily hospitalization fees, the cost of using hospital equipment, etc..
Legal basis: "Chinese people's **** and the State Social Insurance Law"
Article 28 conforms to the basic medical insurance drug directory, diagnostic and therapeutic items, standards of medical service facilities, as well as emergency and rescue medical expenses, in accordance with state regulations from the basic medical insurance fund.
Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be settled directly by the social insurance administrative organization with the medical institutions and drug business units. The social insurance administrative department and the health administrative department shall establish a settlement system for medical expenses incurred in other places to facilitate the enjoyment of basic medical insurance by insured persons.