Must be trustworthy. You can accuse the salesman of cheating you. The key point is to determine whether the insurance company is formal and whether the salesman really belongs to this company. And why does the salesman want you to ask for money in two or three days? Generally speaking, many insurances have a promotion period, so it is impossible to stop selling newly issued insurances so easily.
There are many kinds of insurance. What kind of insurance do you buy? If it is something similar, such as life insurance, medical insurance, etc. Of course it's good to have dividends. But what are the services provided by some insurance companies, such as savings and investment? If so, I suggest you don't rush to buy it. Pay 1 10,000 every year for 20 years, which is more than 200,000. If you just want a little dividend, it's really not desirable. The purpose of insurance is not to pay dividends, but to reduce your risks in some aspects. An insurance policy
I can only explain so much because I don't know the details of the insurance you want to buy.