With the reform of the health care system, the major insurance companies have a variety of commercial medical insurance insurance, now give the elderly to buy a suitable medical insurance for the elderly, to do their part of filial piety, so that the elderly have a sense of security in old age, but also the obligation of each child, then, the elderly medical insurance reimbursement is how? Below you will follow this article to understand. Insurance company which is strong, I just happened to organize the relevant content, I hope it will help you: the latest list! The top ten insurance companies in the country
Talking about the elderly health insurance reimbursement
In terms of the elderly health insurance reimbursement, the current residents of the health insurance outpatient and emergency room payment ratio, part of the part of the starting line above the reimbursement ratio according to the first, second and third level of the hospital, respectively, 65%, 55%, 50%; hospitalization according to the different groups of people, part of the part of the starting line above the For hospitalization, the reimbursement rate ranges from 55% to 85% for different groups of people, with an overall payment level of 70%. The overall payment level is 70%. Moreover, there is no maximum payment limit for the integrated fund under the residents' medical insurance. In 2012, the hospitalization medical treatment of the residents' medical insurance was adjusted as follows: "For people over 70 years of age, the fund's payment ratio was adjusted from 70% to 85% for those who seek medical treatment at community health service centers (or first-level medical institutions), 75% for those who seek medical treatment at second-level medical institutions, and 65% for those who seek medical treatment at third-level medical institutions. For those who are over 60 years old and less than 70 years old, the fund's payment ratio has been adjusted from 60% to 85% for those who seek medical treatment at community health service centers (or first-level medical institutions), 75% for those who seek medical treatment at second-level medical institutions, and 65% for those who seek medical treatment at third-level medical institutions. For persons over 18 years of age and under 60 years of age, as well as primary and secondary school students, infants and young children, the fund's payment ratio has been adjusted from 50% to 75% for those who seek medical treatment at community health service centers (or first-level medical institutions), 65% for those who seek medical treatment at second-level medical institutions, and 55% for those who seek medical treatment at third-level medical institutions. For urban severely disabled uninsured persons, the fund's payment ratio has been adjusted from 70% to 85% for those who seek medical treatment at community health centers (or first-level medical institutions), 75% for those who seek medical treatment at second-level medical institutions, and 65% for those who seek medical treatment at third-level medical institutions". How to buy insurance when your parents are old? I just happened to organize the relevant content, I hope to help you: to buy insurance for parents elderly, be sure to avoid these pits!
Concerned about the elderly health insurance reimbursement early purchase of health insurance
Everyone in the understanding of the elderly health insurance reimbursement, experts said that due to the aggravation of population aging, the elderly disease rate increased, medical treatment is far behind the developed countries, China's elderly health care issues have become a major focus, the elderly health insurance also The elderly around 60 years old have entered the peak period of morbidity. However, China's social medical insurance system is not perfect, and there is still a big gap with developed countries, which can't guarantee that every sick old person can get timely and effective treatment at the first time. At the same time, with the development of society, medical technology continues to improve, all kinds of medical examination and treatment equipment is more and more expensive, which directly leads to the continuous rise in medical costs, making it more and more difficult for the elderly to seek medical treatment. And the commercial insurance of the elderly medical insurance, to a certain extent, to the elderly population to provide a comprehensive health protection.
The people who apply for senior citizen medical insurance can be reimbursed a certain amount of medical expenses during hospitalization, which greatly reduces the economic pressure on the patients and avoids the losses caused by not receiving timely treatment, and at the same time, within a certain economic affordability, they can also enjoy a better medical environment and medical facilities. By choosing a certain type of medical insurance for the elderly, if you are healthy throughout your life, you will be able to get back the full amount of the policy when you grow old and leave it to your children as a fortune.
The above is the detailed introduction of "elderly health insurance reimbursement", I hope it can help you to some extent.