What are the million dollar health insurance policies available in 2022?
First of all, you need to know that before you buy medical insurance, you first have to consider these aspects:
1, the basic coverage is comprehensive:
Million dollar medical insurance is a reimbursement type of product, the protection of which, we mainly look at what it can reimburse the medical expenses. A qualified million medical insurance, the basic coverage usually covers five parts: general hospitalization medical, critical illness medical, special outpatient, outpatient surgery, hospitalization before and after the emergency room.
2, renewal stability:
Paying one year insurance one year renewal annual audit of the million medical insurance can be directly PASS off, after all, who is assured that the first year of the claim, the second year of the renewal of the power in the hands of the insurer, certainly the renewal of the stability of the longer the better, the guaranteed renewal of the best 20 years;
The first year of the renewal of the policy is the first time that the insurance company will be able to provide the best service to the public. That is, in addition to the total sum assured, there is a limit on the sum assured for certain specific responsibilities. So keep your eyes peeled when choosing.
5, value-added services how practical:
Value-added services and treatment experience is related to, and even related to a large amount of medical costs. It is recommended to focus on those value-added services with high utility, such as: proton heavy ion therapy, medical advances, oncology special drug services, green pass for medical care, and reimbursement for purchased drugs.
Millions of medical insurance:
1, medical enjoyment worry million medical insurance: renewal stability is very good, 20 years don't have to worry about, in addition to the general medical, critical illnesses medical and special illnesses medical responsibility, but also expand the proton reion and purchased drugs (limited to anticancer drugs) responsibility, the whole The overall protection is still very comprehensive. For the elderly insurance is also more relaxed, other similar products is to 60 years of age, this product is relaxed to 65 years of age, with hospitalization advances and purchased drugs reimbursement, and emergency treatment is not limited to hospitals.
1, Zongxian eSheng 2022:
As the newest product in the Zongxian eSheng series, the 2022 version continues the series' features of cost-effective and comprehensive protection.
With the upgrade, both mandatory and optional liabilities have been significantly increased for women and minors.
The list of drugs for out-of-hospital specialties has been expanded to 102, value-added services have also been upgraded, and there are more discounts for family units of five or more people.
Wide range of ages: babies as young as half a month old to as old as 70 years old
Comprehensive basic coverage: out-of-hospital medicines, proton reionization, and special outpatient expenses are covered
Flexible coverage: 7 types of medicines, such as critical illness benefits, are available.
Value-added services: Includes 9 items such as medical expense advances, green passes for medical treatment, and post-surgical home care services
2, Million Dollar Healthcare IP:
The first of its kind, Zunxiang eSheng is the originator of the million medical insurance, there are a series of different versions of the product to meet the needs of different groups of people specific groups of people to upgrade their protection: for the female group, the new malignant tumors of the specific equipment and supplies coverage; for the underage group, the new minors of the specific equipment and supplies coverage as well as the minors of the rare diseases of the special drug coverage
Insufficiency: underwriting The conditions are a little strict and not very friendly to those who are in poorer health.
Suitable for people:
Focus on medical insurance, value-added services, and healthier friends.