Most people are familiar with or have used million medical insurance, but not many people know about high-end medical or buy high-end medical, in fact, high-end medical products in the United Kingdom BUPA, Allianz, China Merchants Sino, Taikang and other insurance companies are sold. The first thing you need to do is to get a good understanding of how to use the product and how it can be used in the future. strong>What are the advantages of that high-end medical, the following roughly explained.
1, high coverage
High-end health care is a kind of payment of one year to protect a year of consumer products, annual premiums from a few thousand to more than one hundred thousand are, insurance is generally to a few million mainly, high tens of millions of dollars also have.
2, the hospital can be free to choose
Ordinary medical insurance can be reimbursed are designated hospitals, but the high-end health care not only can choose the public, private or foreign hospitals, there are also the major domestic hospitals, hospitals, special hospitals and foreign health care institutions can choose.
3, medical services are very rich
High-end health care, including general medical insurance does not cover the contents of Chinese medicine, physical therapy, you can enjoy the overseas medical, hospitalization, outpatient, organ transplantation, physical examination, and other high-dollar comprehensive medical expense protection, but also provide dental, ophthalmology, maternity, and other personalized healthcare Programs.
If the hospital the insured person visits is a partner hospital of the insurance company,you can also use the direct payment service, which only requires you to swipe your card and sign, and the insurance company will settle the expenses with the hospital directly.
4, break through the social insurance reimbursement limit
The insured can not care about the social security reimbursement limit, the high-end medical imported drugs, imported medical equipment and non-social security catalog drugs and other costs can be reimbursed.
What are the best high-end medical insurance policies to buy? Check out this article:"High-end Medical Insurance Worth Buying in 2021!
While you can enjoy better healthcare and protection through high-end healthcare, the expensive annual premiums are difficult for ordinary people to afford. In fact, the average person's medical insurance needs can be met by a few hundred dollars a year of million-dollar medical insurance, and if you want to know which million-dollar medical insurance is cost-effective, be sure to compare:"Ultra Full! The most important thing to remember is that you have to be able to get the most out of your life, and you have to be able to get the most out of your life.
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