What is Bank of Communications Life Insurance? Let's review it. Here comes the opportunity for us to closely observe the drug-assured medical insurance: how about the drug-assured of Bank of Communications Kanglian Life Insurance?
1. What is the guarantee for certain medical expenses of Bank of Communications Life Insurance?
According to the usual practice, a complete picture of drug safety and medical insurance should be issued first:
Some of the guarantees of this product are clearly written, mainly to provide consumers with reimbursement services for a specific malignant tumor, with few highlights:
1, the basic guarantee is quite satisfactory.
Drug safety guarantee is limited to 13 kinds of malignant tumors, 25 kinds of drugs in the catalogue and 6 kinds of drugs out of the catalogue, which is the guarantee content of medical insurance for common cancer special drugs.
In terms of insurance coverage, the insurance coverage of this product is only 1 10,000. Compared with other insurances on the market, the level of drug protection is not high;
Excellent medical insurance for cancer-specific drugs, such as Hengqin Medicine, can be insured up to 3 million yuan, and the basic version 1 10,000 yuan is also available, so the insurance process is flexible.
Compared with Anxin Medicine, Hengqin Medicine Worry-Free wants to know their advantages and disadvantages. For details, please click on the link to view them. I'm worried about the disadvantage of Hengqin Medicine's worry-free anti-cancer special drug insurance.
2, the medication cycle is short.
At present, the cycle of medical insurance for tumor special drugs is relatively short. Many of them have set a drug use period of about two years, and even more ridiculous is that there is still a three-year period, while the drug use period of Yao Anxin is only 1 year. Through comparison, it is found that the medication cycle of Yao Anxin is really not long.
According to the characteristics of cancer, it is relatively appropriate for several special drugs to be used for 2-3 years. The condition of cancer is easy to recur and the treatment time is long.
After surgical treatment, we have to face a long observation period and may face the risks of recurrence, new onset and metastasis. It's really painful
At the same time, the price of cancer drugs is particularly expensive! The narrow escape has aroused heated discussion in the society. I believe everyone still remembers that it is not easy to pay this fee easily after taking medicine for several years and tens of thousands of bottles of medicine.
It can be seen that long-term protection is more reassuring, and then the problem of drug costs is big. There is a lot of room for improvement in medication.
Second, Bank of Communications Life Insurance Medicine Anxin Specific Drug Fee Medical Insurance Is It Worth Buying?
Although the medical insurance for special drugs has done a good job in the content of protection, if we compare the excellent medical insurance for special drugs on the market, we can only say that there are still many places that can be improved;
Whether it is the strength of protection, the scope of protection or the duration of medication, the performance of both is relatively general. Therefore, whether the worry-free special medical insurance of Bank of Communications Life Insurance is a good insurance or from its own consideration,
I think if you are a healthy partner, you can take out millions of medical insurance, and the coverage is comprehensive. Not only special medicine protection, hospitalization medical service and other protection can also be used as an option, and the public needs can be met.
These millions of medical insurance are all chosen by senior sisters. You can make money if you see it! Poke the link to understand: millions of medical insurance PK, the first place is unexpected!
If the physical condition is relatively general, it is difficult to buy the million medical insurance you like, then you can consider the medical insurance of Anxin special medicine in the selection process. After all, talking is better than nothing.
However, there are many specialized medical insurances on the market. You can compare them and choose an insurance product that will make you feel more at ease.
Write it at the end
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