Drugs sold by terminal pharmacies do not need to be hung up through bidding.
If the medicine enters the national medical insurance, provincial medical insurance or municipal medical insurance (the medical insurance situation is different in different regions), you can use the medical insurance card (of course, some pharmacies can swipe their cards to take advantage of any medicine).
Winning the bid for drugs has nothing to do with medical insurance.
In hospitals, non-medical insurance drugs cannot be reimbursed by credit cards.
The reimbursement ratio of medical insurance drugs A and B is different.