1, with different concepts, social security cards are issued to the society by local human resources and social security departments and used as integrated circuit cards in various business fields of human resources and social security; Medical insurance card is a special card for personal account of medical insurance, which takes personal ID card as the identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.
2, different functions, social security card not only has the function of medical insurance card, but also is an important document for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and enjoys medical insurance benefits;
3. The card is issued in different places. The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department.
4. The safety performance is different. The social security card adopts a national unified three-layer key management system, and its security and reliability have passed the national acceptance, which can really make the social security card a safety card and a peace of mind card for the insured, and also lay a good foundation for realizing cross-provincial and national use in the future; However, the medical insurance card does not have such a management system, and the safety factor is low.
I. The conditions for purchasing social security are as follows:
1, age condition, female under 40 years old, male under 60 years old;
2. If a unit has paid five insurances and one gold, it is enough to submit the corresponding information for social security. Some areas that need a copy of the ID card and an electronic photo need a paper photo with a red background or an original ID card. Rural hukou also needs to provide a copy of the home page and my page;
3. If individuals want to apply for social security, they can only participate in pension and medical care, and local accounts can be handled directly at the local social security bureau. Not a long-term resident who needs to open relevant certificates for local accounts.
Two, the use of medical insurance card related matters needing attention are as follows:
1, should be properly kept, can't bend, fold, score, can't contact with magnetic objects;
2. It is only for the insured's own use, and shall not be lent, fraudulently used, altered or forged;
3. When the medical insurance card cannot be used due to the equipment failure of the designated medical institution or pharmacy, the medical expenses shall be paid by the individual in cash first, and after the failure is eliminated, the medical institution or pharmacy with the original equipment failure shall re-settle according to the regulations;
4. If the insured person terminates the medical insurance relationship because of going abroad to settle down, canceling the household registration, transferring the medical insurance relationship out of the city, death and other reasons, the insured person or his family members shall return the medical insurance card to the city or county medical insurance center or service point for cancellation.
To sum up, the difference between social security card and medical insurance card lies in different concepts, different functions, different card issuing places and different security performance. Social security cards are more widely used. Social security cards will be widely used in various businesses of human resources and social security, and can be used as financial debit cards, while medical insurance cards can only be used as medical insurance settlement vouchers.
legal ground
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.