1, guiding unit: Beijing Municipal Committee of Social Work Committee of the Municipal Bureau of Civil Affairs, Beijing Municipal Bureau of Big Data Management, China Village Management Committee;
2, underwriting company: Beijing Life Insurance Company Limited, Beijing Branch, and AXA Tianping Property and Casualty Insurance Company Limited, Beijing Branch.
Beijing Life Company IntroductionBeijing Life Insurance Company Limited ("Beijing Life") is a national life insurance company approved by the China Banking and Insurance Regulatory Commission and jointly sponsored by state-owned enterprises, collective enterprises and social enterprises***. The company officially opened on February 14, 2018, with a registered capital of RMB 2.86 billion and a registered office in Beijing.
Beijing Life's shareholders include Beijing Shunxin Holding Group Company Limited, Beijing Supply and Marketing Investment Management Center, Beijing Hanjian Group Company Limited, Huaxin Century Investment Group Company Limited, Beijing Caoqiao Industrial Corporation, Lansen Automobile Industrial Park Development Company Limited, Lepu (Beijing) Medical Devices Company Limited, Heng Youyuan Investment Management Company Limited, Beijing Pengkang Investment Co. Ltd., Heng Youyuan Investment Management Co., Beijing Pengkang Investment Co., Ltd. and nine other well-known enterprises, which are excellent state-owned enterprises, collective enterprises and private enterprises in various fields in Beijing, with rich shareholder resources and strong strength.
Introduction of AXA Tianping Insurance Company
The AXA Group was founded in 1816 and has a history of more than 200 years, and was ranked 34th among the "Global 500" in 2020. AXA's business network extends to 57 countries around the world. AXA entered the Chinese market in 1999 as the property and casualty insurance company of AXA in China, and in February 2014, AXA acquired 50% of the shares of Tianping Automobile Insurance, and set up a joint venture company, AXA Tianping, to create a diversified business model, and has entered the stage of joint venture since then. AXA currently operates 25 branches and 93 sub-branches in 20 provinces across China, and has won numerous awards for its insurance services in China, as well as an "AA" rating from the China Banking and Insurance Regulatory Commission (CBIRC) in 2019.
What doesn't Beijing Jinghui Insurance pay out?
1, outside the social security hospitalization costs are not compensated:
Beijing Jinghui Insurance only social security directory of hospitalization costs, does not provide social security directory outside the hospitalization costs, this point must be concerned;
2, only reimbursement of the designated hospital costs:
This product clearly explains that, after the hospitalization of the sick, can only be in the designated hospitals (refers to the second level or above of the public hospitals), private hospitals and so on are not paid;
3, without social security reimbursement can not be paid:
Beijing Jinghui insurance is built on the basis of the Beijing health insurance a supplementary medical insurance, the occurrence of disease, must be reimbursed by the health insurance, in the through the Beijing Huibao payout, not through the local health insurance reimbursement, the Beijing Huibao can not be reimbursed for the medical expenses;
4, the five types of pre-existing conditions Disease does not pay:
While this product for the past disease is insured, but for the five kinds of past medical history also produce medical expenses and specific high-dollar medicines, there is no compensation, these types of diseases include malignant tumors, liver and kidney disease, cardiovascular and cerebral vascular and glycolipid metabolism disease, pulmonary disease, other diseases (systemic lupus erythematosus, paralysis, aplastic anemia, vegetative state, HIV infection, major organ transplantation). infection, major organ transplantation), etc.
5, policy exemptions:
Policy exemptions refer to places where the insurance company explicitly does not pay, such as the insured person fighting, mental illness, pregnancy, AIDS, drunkenness, high-risk sports, war, etc..
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