Fenggang Country Garden mortgage loan purchase procedures are handled there.

Some people find that the quality of the house is not too high when buying a house, and there are often problems in buying a house, so there is no way to meet their own needs. You can look at the specific traffic location, supporting facilities and the surrounding environmental quality. The following is the location of Fenggang Country Garden and the process of mortgage loan purchase. I hope to compare them carefully and then analyze them according to the specific content.

Where is Fenggang Country Garden?

Fenggang Country Garden, located in Fenggang Town in the hinterland of Shenbei, guards the two main traffic routes where Fenggang meets Shenzhen. Peripheral facilities: kindergartens: self-built kindergartens in the community, Fenggang Monty Baole Kindergarten, Dongguan Fenggang Green Hua Ting Kindergarten and Plaza Kindergarten.

Primary and secondary schools: Fenggang New Central Primary School, Fenggang Central Primary School, Overseas Chinese Middle School and Fenggang Overseas Chinese Town School. Comprehensive shopping malls: Wal-Mart and Gaoxin Supermarket, hospitals: Fenggang People's Hospital and Southern Medical University Branch, and municipal facilities: Fenggang Town Government, Fenggang Social Security Bureau, Fenggang Gymnasium, Fenggang Theatre and Fenggang Police Station.

Mortgage purchase procedure

1. If buyers want to get real estate mortgage service, they should pay attention to this aspect when choosing real estate. When buyers learn that some projects can apply for mortgage loans in advertisements or through the introduction of sales staff, they should further confirm whether the real estate developed and built by developers has won the support of banks to ensure the smooth acquisition of mortgage loans.

2. Apply for a mortgage loan. After confirming that the property you choose has bank mortgage support, the buyer should know the bank's regulations on mortgage loan support for the buyer from the bank or the law firm designated by the bank, prepare relevant legal documents and fill in the mortgage loan application form.

3. The bank that signed the house purchase contract received the relevant legal documents of the mortgage application submitted by the purchaser, and after confirming that the purchaser meets the mortgage loan conditions through examination, it issued a loan consent notice or a mortgage loan commitment letter to the purchaser. Property buyers can sign the "Pre-sale Sales Contract of Commercial Housing" with developers or their agents.

4. After signing the house purchase contract and obtaining the payment voucher, the buyer signs the house mortgage loan contract with the developer and the bank with the relevant legal documents stipulated by the bank, and defines the amount, term, interest rate, repayment method and other rights and obligations of the mortgage loan.

5, mortgage registration, insurance buyers, developers and banks with the "housing mortgage loan contract" and the purchase contract to the real estate management department for mortgage registration. If the house is delivered in advance, the mortgage registration shall be changed after completion.

6. After the signing of the mortgage loan contract, the buyer opens a special repayment account in a financial institution designated by the bank according to the contract, and signs a power of attorney to authorize the institution to pay the bank's loan principal and interest and the arrears related to the mortgage loan contract from this account.