(A) the payment base is different
Enterprises pay social insurance for employees, with an upper limit of 15335 yuan and a lower limit of 3068 yuan; The upper limit of individual basic old-age insurance payment base is 15335 yuan, the lower limit is 4090 yuan, and the basic medical insurance payment base is 3068 yuan;
(2) Different payment rates
1. The proportion of social insurance paid by enterprises for employees is:
① The basic old-age insurance unit pays 14%, and the individual pays 8%;
The basic medical insurance unit pays 9% and the individual pays 2%;
③ The unemployment insurance unit pays 0.5%, the individual pays 0.5%, and the migrant workers do not bear the expenses;
Maternity insurance units pay 0.7%, and individuals do not have to bear it;
⑤ The industrial injury insurance unit determines the rate according to the enterprise category, and the individual does not bear the expenses;
2. Proportion of individuals paying social insurance
Individuals pay basic old-age insurance 18% and basic medical insurance11%;
(3) Monthly payment amount
1. The monthly social insurance contributions paid by enterprises for employees are as follows:
(1) The minimum amount paid by enterprises to employees' basic old-age insurance is 429.5 yuan, and the maximum amount is 2 146.9 yuan; the minimum amount paid by individuals is 245.4 yuan, and the maximum amount is 1226.8 yuan;
② The minimum amount of basic medical insurance paid by enterprises for employees is 276. 1 yuan, and the maximum amount is 1380.2 yuan; The minimum personal contribution is 6 1.4 yuan, and the maximum is 306.7 yuan;
③ Unemployment insurance companies and individuals pay a minimum of 15.3 yuan and a maximum of 76.7 yuan;
④ The minimum payment amount of maternity insurance paid by enterprises for employees is 2 1.5 yuan, and the maximum payment amount is 107.3 yuan, and employees need not bear the expenses;
(5) Enterprises pay work-related injury insurance for employees according to industry classification, and employees do not bear the expenses;
2. The monthly payment of individual basic old-age insurance is the highest 2,760.3 yuan and the lowest 736.2 yuan; The payment amount of basic medical insurance is 337.4 yuan;
Enjoy different rights and interests
Individuals who pay social security only enjoy pension insurance and medical insurance, while companies pay social security to enjoy five insurances;
Personal social security? It refers to what we usually call participating in social insurance in the name of individuals. According to the document, it should be "individual workers and freelancers who participate in social insurance". Personal social security is the basic guarantee for future life.
Social security is the guarantee of future life, and the state encourages those who have the conditions to pay social security.
Social insurance, referred to as social security for short, mainly includes basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance and maternity insurance, which guarantees citizens' right to get material help from the state and society according to law in cases of old age, illness, work-related injury, unemployment and maternity. Companies pay social security and enjoy five insurances according to law, while individuals can only enjoy the rights and interests of endowment insurance and medical insurance.