. Not afraid of ten thousand just in case, in case there is any urgent need for money, and you do not have money how to do, especially nowadays, 80, 90 years after the parents are older, in case your parents suddenly fell ill, as a child need to take the money to your parents to treat the disease, and you can not get a penny, how to do, miss the best treatment period for parents, is not to give you regrets?
So we have to save enough for 3-6 months of living expenses in case of emergency.
Even in the face of sudden dismissal from a company, there are still 6 months of living expenses for you to go and slowly find another job you are happy with.
02Saving money is the first step to achieving financial freedom
. Realize financial freedom is the dream of every month, after all, who do not want to fall asleep in their dreams still smiling and counting money, want to do what you want to do, do not want to do things can not have to do.
But the premise is that you have enough money for you to automatically make money, enough money, the premise is that there is a principal, if you do not have a little principal to talk about what financial freedom.
The accumulation of principal is actually saving money, 300, 500 savings per month can also be rich can save more 1000, 2000 savings is no problem.
All in all, the speed of realizing financial freedom is directly linked to our pre-accumulation of principal, only the accumulation of more principal, the speed of realizing financial freedom will be faster.
Because the more money you put into index funds, bond funds, and hybrid funds, the more you will slowly realize that the amount of money you put into them will grow exponentially, like a snowball, the bigger it gets.
03Saving money can make us worry-free in old age
. The young people nowadays are under a lot of pressure, and it's good enough not to chew the old, but it's a bit unrealistic to expect them to retire.
Relying on the state, repeatedly announced that the pension emergency, and the policy changes are very big, can have money to retire is also a big problem.
While you are young you should save for a rainy day and plan for your old age.
Do you often listen to media reports, so and so old people sitting alone in front of the door waiting for their children to come home for New Year's Eve, but in the end, but still lost only themselves.
The old man has no source of income, and in his 80s, he still has to collect rags for a living.
These real-life portraits are likely to be our lives in old age.