Want to know this product in advance, first take a look at this article: "How about Taiping Life Assurance 202 1 Medical Insurance? 》
1. Taiping Anxin 202 1 How about proton heavy ion medical insurance?
Not much to say, directly to the essence:
According to the above picture, it can be clearly seen that this insurance is specifically for proton heavy ions, excluding general medical care and critical medical care. Let's take a closer look at the content of this product guarantee!
1.？ Proton heavy ion protection is more comprehensive
Let's learn about proton heavy ion technology first: proton heavy ion radiotherapy refers to the radiotherapy of malignant tumors by proton heavy ion technology, which is internationally recognized as the most advanced and ideal tumor radiotherapy technology. This technology can reduce the damage of high radiation dose to normal human tissues and reduce side effects.
With the increasing difficulty of seeing a doctor in China and the emergence of Japanese medical care, the number of people who choose to go to Japan for treatment on 20 16 has exploded. More than 500,000 medical personnel went to Japan that year, which was five times that of 20 15. The medical market in Japan is in full swing. It is worth mentioning that the technology is more mature than in China, and the fees are not as high as in China.
In recent years, Japan has ranked first in the World Health Organization (WHO) global medical level assessment for several consecutive years. The number and technical level of special facilities for proton and heavy ion therapy in Japan are very good, so people often go to Japan to treat diseases such as cancer.
According to the analysis of people in related industries, the number of proton heavy ion therapy equipment imported from China is really small, and there is a lack of treatment experience. Compared with proton heavy ion therapy in other countries, there is still a certain distance, which is mainly caused by the following two aspects:
One is that there are not many institutions and cases that use proton heavy ions to treat diseases in China, so the relevant medical staff working in proton heavy ions centers in China lack relevant experience.
On the other hand, so far, the performance of proton heavy ion centers in China is somewhat unsatisfactory, and they tend to accept more patients with early and single lesions, and almost no patients with advanced lung cancer.
At present, many medical insurances only have domestic proton heavy ion medical insurance, and the amount of compensation for each person is only one million. Let's take a look at this proton heavy ion medical insurance with a warranty of 202 1, which not only provides us with the payment ratio of proton heavy ion 100% in designated hospitals in China, but also provides the payment ratio of 100% for 2/kloc-0 specific proton heavy ion medical institutions in Japan.
If we pursue better proton heavy ion technology, many medical insurance can't meet this guarantee requirement, but this Taiping Anxin 202 1 proton heavy ion medical insurance can provide this guarantee to the greatest extent.
2.？ The update condition is poor.
The renewal conditions of this Taiping letter 202 1 proton heavy ion are not very good and cannot be guaranteed. If the product is discontinued, or the insured can't continue to buy the product after reaching the age of 60, compared with other medical insurance in the market that can't guarantee renewal, but has the highest sustainable guarantee 100, its renewal conditions are really unbearable. Don't report your expectations for this insurance.
For many people, the terms of renewal are very important. Interested friends can take a closer look at this article: "How to renew medical insurance and what should I pay attention to?" 》
2. Is Taiping Anxin 202 1 proton heavy ion medical insurance worth buying?
To sum up, proton heavy ion is the only guarantee for Taiping Anxin 202 1 proton heavy ion medical insurance. Senior sister thinks it is incorrect to take this product as the only choice, and it can be used as a supplement to the comprehensive million medical insurance.
Especially in view of the fact that the global epidemic has not been completely controlled this year, going abroad for treatment itself has certain risks, so I gave up the idea of going to Japan for treatment.
At this stage, the senior feels that everyone can be cautious and even ignore this medical insurance. Let's take a look at these products compiled by Senior Sister. There is always one for you: "Ten million medical insurance rankings are freshly released! 》
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