The Evergrande Life Child Critical Illness Insurance can be said to be very hot on the Internet, and I heard that the cost-effective is very high.
There are also a lot of people who are asking, is the cost-effectiveness of Evergrande's life insurance really that high? Is it really worth buying?
Today, I'd like to take a look at the Evergrande Beloved Life Pediatric Critical Illness Insurance with you to see if it's really that good. Click on the link below to learn the true nature of Evergrande Beloved Life Children's Critical Illness Insurance:
"Can Evergrande Beloved Life Children's Critical Illness Insurance take care of your child for a lifetime? Must Read Before Buying!
How about Evergrande Lifelong Children's Critical Illness Insurance? How is it good?
As before, guys, let's first read the Evergrande Beloved Life Pediatric Critical Illness Insurance coverage pattern chart:
The above chart tells us that Evergrande Beloved Life Pediatric Critical Illness Insurance's enrollment age is set at 0-17 years old, which is a relatively conventional enrollment age range.
It offers a lifetime coverage period, which can bring lifelong protection to the insured.
On the point of waiting period, Evergrande Beloved Life Pediatric Critical Illness Insurance has a waiting period of 90 days, which is quite good.
Below, I'm going to give you a detailed look at this children's critical illness insurance policy.
1. Comprehensive coverage
Evergrande's beloved whole life children's critical illness insurance policy is relatively rich in basic coverage, and the light, medium and serious illnesses are all supported by the coverage.
So if you are unfortunate enough to suffer from a more serious illness, regardless of whether the degree of illness belongs to minor, moderate or severe, you will have a chance to get the insurance benefit if there is an agreement in the contract and you meet the conditions for claiming.
This is a much wider range of claims than those for critical illnesses.
Not only does it cover the basic protection, but another is that Evergrande Beloved Life Pediatric Critical Illness Insurance also has a number of protections, which are premium waiver, Critical Illness, Special Care Benefit for Moderate Illness, Pediatric Special Illness, Rare Disease Benefit for Children, Hospitalization Allowance Benefit for Critical Hand-Foot-Mouth Disease, and Death/Permanent Total Disability Benefit.
In addition, an optional benefit, the Second Critical Illness Benefit, is also supported.
If an optional benefit is attached, this provides an additional critical illness benefit, which is also good.
In terms of coverage, Evergrande's Beloved Life Children's Critical Illness Insurance is actually quite thoughtful.
And the market's popular children's critical illness insurance - Qingyunwei 2 children's critical illness insurance coverage content is also very comprehensive, and better payout, interested in can see:
China Merchants Yanhe Qingyunwei 2 Children's Critical Illness Insurance How is it? Read it and you'll know!
2, in terms of pediatric special diseases, rare diseases
Everest love life pediatric critical illness insurance in the protection set is a pediatric special diseases, pediatric rare diseases insurance amount of extra compensation protection.
Assuming that the first diagnosis of 20 kinds of pediatric special diseases and 10 kinds of pediatric rare diseases is made before the zero hour (not included) of the first policy anniversary after reaching 18 years of age, the amount of benefit that can be claimed is an additional compensation of 100% and 200% of the basic sum assured.
What you should be concerned about is that there is a time limit set for this coverage.
However, many children's critical illness insurance policies on the market do not have a time limit on the additional benefit coverage for pediatric special illnesses and pediatric rare diseases.
Some pediatric critical illness insurance can have the benefit of pediatric special disease can have an additional 120% of the basic amount of coverage.
In comparison, Evergrande's Life for Children Critical Illness Insurance is not as impressive, although it does provide additional benefits for pediatric special illnesses and rare diseases.
Is it worthwhile to take out an insurance policy?
Comprehensively speaking, after some assessment of the school sister, you can see that the Evergrande loved life children's critical illness insurance this product is still very worth buying, of course, there are other cost-effective products on the market, the school sister also collated a:
The top ten ultra-cost-effective small child Critical illness insurance, this treasure guide do not miss!
Written in the end
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