The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase. Although the personal account of the medical insurance card is the personal fund of the insured, it is illegal to convert it into cash.
The main purpose of medical insurance card:
1, the main purpose of medical insurance is to pay for outpatient treatment.
2. Medical insurance has other uses. You can use this money to buy medicines (over-the-counter medicines), medical instruments, thermometers and sphygmomanometers at designated pharmacies.
Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.