In order to support a certain industry, the state subsidizes the loans of this industry, which is called loan discount.
Second, the car loan, how much discount?
The so-called "loan concession" means that consumers can buy a car in an auto company and borrow money from a bank. Guarantee companies provide guarantees for consumers and bear the full loan interest. In this way, consumers are equivalent to borrowing money to buy a car, saving up to 7% of the car price compared with normal loans.
Third, car loans, how much discount?
1, the so-called "loan discount" means that consumers can buy a car in an auto company and borrow money in a bank, and the guarantee company will provide guarantees for consumers and bear the full loan interest. In this way, consumers are equivalent to borrowing money to buy a car, which saves about 7% of the total car price compared with normal loans.
2. Discounted amount paid refers to the net amount of the bill minus the discount interest payable, that is, the actual monetary amount obtained by the holder of the bill after discount.
Calculation method of discount:
Discount interest = discount amount × discount days × daily discount rate
Daily discount rate = monthly discount rate ÷30
Actual paid amount = face amount-discounted interest
If the acceptor is in a different place, the discount, rediscount, rediscount period and discount interest shall be calculated with 3 days' transfer time.
Loan discount refers to the small secured loans for low-profit projects that are fully discounted by the municipal finance. The borrower shall not pay interest during the loan period, and the discount shall not exceed two years, and the extension shall not be posted.
What do you mean by discount in 4.4s shop?
4s shop receives discount interest, which means that the automobile manufacturer subsidizes part or all of the interest back to the owner, that is, 4S shop bears all or part of the bank interest for the car buyer. But there may be conditions in this way, such as non-negotiable car prices, financial service charges and so on. It may also be just a way for 4s shops to sell cars for profit.