Dental can be reimbursed by medical insurance for college students. Medical insurance for college students belongs to residents’ medical insurance, and some dental items have been included in the reimbursement scope of medical insurance. For example, the costs of tooth fillings (including basic materials and treatment fees), tooth extractions, and treatment of periodontal disease, gingivitis and other dental diseases can all be reimbursed by student medical insurance.
However, if it is medical beauty care, such as teeth cleaning, dental dentures, orthodontics, etc., this kind of medical insurance will not reimburse. When college students use medical insurance to go to designated medical institutions for dental treatment, they can first ask the doctor whether the item can be reimbursed. The doctor will usually tell the patient which items are reimbursable.
Student medical insurance is a kind of medical insurance purchased through the school organization for eligible student groups such as college students, primary and secondary school students, and young children.
Student medical insurance reimbursement requires the following documents: medical fee payment voucher or invoice issued by the hospital, hospital diagnosis certificate, student identity certificate, insurance certificate, etc.
Then bring the above information to the school finance office to fill out the claim application form and entrust the application process for insurance benefits. After the insurance company reviews and concludes the case, it will transfer the compensation amount to the school's account, and then the student will collect the insurance money from the Finance Office by providing a student certificate.
After enrolling in the student medical insurance, you can enjoy hospitalization, outpatient and accidental injury supplementary insurance, etc. In addition, there are several matters that need to be paid attention to, otherwise they may affect reimbursement:
1. Need to go to a medical insurance designated hospital or medical institution for treatment;
2. Medical expenses incurred due to chronic diseases No reimbursement will be made;
3. Medical expenses for hospitalization or treatment incurred during winter and summer vacations or when students are away from school during daily vacations will not be reimbursed.
First-level medical institutions, 60% reimbursement;
Second-level medical institutions, 55% reimbursement;
Third-level medical institutions, 50% reimbursement.
Reimbursement process of college student medical insurance: If the medical expenses incurred are within the scope of reimbursement, you can go directly to the school hospital for reimbursement with your inpatient and outpatient medical records, payment receipts, medical insurance cards, etc., or directly at a designated location reimbursed by hospitals, pharmacies, etc.