But high-end medical insurance is not necessarily suitable for everyone, that the different types of medical insurance, how should we choose? Milkman tells you "Which is the best kind of medical insurance? This is the right way to insure!
I, high-end medical insurance to provide what protection
1. Overseas medical arrangements
Major diseases overseas medical insurance generally provide overseas medical arrangements: contact hospitals, second referral arrangements, specialized accompanying medical and so on. These services are usually provided by specialized service providers, the more famous ones are: Wanxinhe, Best Doctor, Aetna, BUPA, Allianz and so on.
2. Common Specific Critical Illnesses
The most common specific critical illnesses include cancer, coronary artery bypass graft surgery, heart valve replacement or repair, neurosurgery, living organ transplantation, and bone marrow transplantation.
3. Direct payment service
Ordinary medical insurance policies usually require reimbursement after the fact, and it is very time-consuming and laborious to organize the reimbursement documents. High-end medical insurance, on the other hand, offers direct payment services, whereby the insurer pays hospitals, hotels and airlines directly.
Second, high-end medical insurance which is good
Pursuing cost-effective: Le Jian Lifetime mid-range medical is a good choice
More important medical services: Wan Xin and Xin Xiang Life is worth considering
Frequent foreign business and travel needs: you can consider the Fosun United's Mingya Zunxian Health Protection Plan
Third, the milk dad summary
For those who have high-end medical insurance on them, it is equivalent to paying a few thousand dollars a year in premiums to get millions, which can be used to reimburse the amount of coverage for medical expenses in such hospitals, and an excellent service experience. But what you need to pay to fulfill this claim is the high cost of medical care.