The medical insurance card can be used in the following three ways:
1, for the purchase of medicines: the insured person can use the medical insurance card to pay for the purchase of medicines in the designated pharmacy.
2. For reimbursement: If you go to the hospital, whether outpatient or inpatient, and reach the starting line of medical insurance and are covered by the medical insurance, you can use the card for reimbursement.
3. For medical treatment: When a participant is sick, he or she can use the card and the handbook to go to a designated hospital for registration and consultation. The main process is as follows: hold the health insurance manual and health insurance card - hospital health insurance office registration - validation of the card - payment of hospitalization deposit - hospitalization - for self-payment items need to be agreed by the patient and signed - cash or health insurance card.
Employee health insurance is generally divided into individual account and integrated account, of which:
(1) Individual account can pay for the following expenses:
1, the cost of medicine purchased at designated retail pharmacies, outpatient and emergency medical expenses;
2, for the purchase of commercial insurance, accidental injury insurance and so on;
3, the starting cost of medical expenses below the standard of the integrated fund of basic medical insurance;
3, the starting cost of medical expenses below the standard of the integrated fund of basic medical insurance;
3, the starting cost of medical expenses below the standard of the integrated fund of basic medical insurance Medical expenses below the threshold of the Basic Medical Insurance Coordination Fund;
4. If the threshold of the Basic Medical Insurance Coordination Fund is exceeded, the individual will be responsible for the proportion of the expenses payable by him/her
5. If the individual account is insufficient to pay the portion of the expenses, the individual will pay for it himself/herself.
(2) The co-ordinated account mainly pays the following expenses:
1. medical expenses for hospitalization;
2. outpatient medical expenses for radiation treatment of malignant tumors, renal dialysis, and anti-rejection medication after renal transplantation;
3. medical expenses for patients who are admitted to hospitalization after emergency rescue and who are hospitalized for a period of seven days prior to hospitalization.