1, such as individuals for, need to submit personal identification (including proof of marital relations);
2, such as enterprises need to submit the formalities complicated some, including: business license, organization code certificate, state and local tax certificates and other proof of the business situation and business normal operation of the relevant procedures, etc., the formalities are complete, a day time can be done.
Mortgage loan conditions:
1, a legal identity;
2, a stable economic income, the ability to repay the loan principal and interest, no bad credit record;
3, can provide effective guarantee recognized by the lending bank;
4, the lending bank stipulated in other conditions.