From the perspective of the underwriting unit, this product is an inclusive commercial supplementary medical insurance product.
Therefore, it is also underwritten by insurance companies, all of which are well-known insurance companies, including China Life Insurance, PICC P&C Insurance, Ping An Property Insurance, China United, Xinhua Life Insurance, PICC Health Insurance, Taikang Pension Insurance and Taiping Property Insurance, among which PICC P&C Insurance and China Life Insurance are the main underwriting units. So this product is a regular insurance product.
From the product itself, Huimin Bao belongs to Huimin medical insurance, which has the advantages of low insurance threshold, high insurance coverage and favorable price. This product has no restrictions on occupation, age and health status, and can be insured against diseases and compensate for past diseases. Its coverage is also comprehensive, but it is necessary to pay attention to the deductible of the product.