Secondly, there are limits to the scope and reimbursement rates of medical insurance. Some internationally advanced medical technologies or medicines are not reimbursed by health insurance in China, or the reimbursement rate is very low. And many serious illnesses require a huge amount of treatment, or even special treatments, medicines and medical equipment.
Thirdly, critical illnesses can have a serious impact on your ability to work and live, which in turn can lead to an increased financial burden on your family. Critical illness insurance not only gives you the benefit of funding your treatment, but also provides a degree of income compensation. This is very important to many families, especially if they have to take a lot of time out of their lives to care for the sick person during a serious illness.
So critical illness insurance is still essential for those with health insurance, providing more comprehensive treatment coverage and a higher level of financial protection in the event of misfortune.
If there is a need to suggest consulting camel planning, camel planning has a team of senior consultants and experts in the industry, really from the user's point of view, objectively recommending to the user products suitable for them. There are also technical experts from well-known Internet companies, with big data, cloud computing and artificial intelligence to help users scientifically configure the protection program; there is also a perfect and powerful claims assistance team, team members are industry-related areas of more than a decade of senior experts involved in the field of claims, law, underwriting, medicine and other fields, so that users insured claims worry-free.