No medical insurance means that the patient is not eligible for medical insurance or the medical insurance has expired, and cannot be reimbursed for medical expenses through medical insurance. For individuals without health insurance, medical expenses will be borne entirely by the individual and no financial assistance will be available, which can cause more serious financial pressure for some patients with more difficult financial situations.
Patients who are required to bear all of their own medical expenses because they do not have health insurance will find it difficult to afford the higher medical costs. Some of the more in-demand and effective medicines or therapeutic equipment cannot be utilized due to this situation. Similarly, during hospitalization, a deposit is required, which is very huge for patients without medical insurance and can greatly affect their treatment plans as well as their financial situation.
For individuals without health insurance, there are other payment options, such as family savings and loans, to support their medical expenses. There is also the option of applying for assistance or charitable help, which are organizations that provide some help to those who need financial support. As for the hospital, it can also consider coordinating other resources to provide financial support for that patient, in order to protect the patient's life as well as his/her health. Finally, people are reminded to take care of their insurance and prevent diseases to ensure their health.