Before we start, if you don't know anything about health insurance, then this dry goods can be collected: health insurance is necessary to buy? These sets must pay attention to!
1, buy critical illness insurance notes
Critical illness insurance, also known as critical illness insurance, is a payout type of insurance, as long as the terms of the provisions of the critical illness claims standard, then the insurance company will pay the insured person in accordance with the agreement of a claim, the claim has no use restrictions, we can use to treat the disease, but also to supplement the family's daily expenses, etc.
Before you buy critical illness insurance, you need to pay the insurance company to pay the insurance company, the insurance company will not pay the insurance company.
But the insurance policy itself is very complex, there are several types of classification, such as single payout type and multiple payout type, insurance term or insurance life, children's critical illness insurance or adult critical illness insurance, etc. The most important thing is that the market is not the same as each type of critical illness insurance coverage and strength, critical illness insurance is to protect our health, so the content of the coverage is comprehensive is our first considerations, especially the The first thing you need to do is to get a good deal of money to pay for the services you need.
By the space, more attention about buying critical illness insurance, interested friends can poke into this: critical illness insurance which is good, how to buy cost-effective, hand to teach you to avoid these pits of insurance
2, buy million medical insurance notes
Million medical insurance is mainly to provide medical expense protection insurance, the coverage content not only includes the doctor's medical and surgical costs, but also includes hospitalization, nursing care, hospitals, and so on, and so forth, and so on. The coverage also includes the cost of hospitalization, nursing care, hospital equipment, etc., and it can reimburse the scope outside the medical insurance directory, such as targeted drugs, imported drugs, as well as special effects drugs.
Since million medical insurance is a reimbursement insurance, so how much the product reimbursement is related to the deductible and reimbursement ratio, common million medical insurance general medical insurance deductible is 10,000 yuan (some products are eligible for, the deductible will be decreasing), the critical illness medical insurance is 0 deductible; as for the reimbursement ratio, it is certainly the best 100% reimbursement and not limited to social security.
For more product recommendations on million-dollar medical insurance, friends in need can refer to this list: the latest top ten million-dollar medical insurance rankings freshly released!
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