A mortgage for machinery and equipment?
Nowadays, banks generally do not accept machinery and equipment mortgages. The procedure is as follows, or depends on the bank to decide: First, the borrower's basic information business license, constitution, capital verification report, tax registration certificate, account opening license, loan card, statements (the last two years and recent), the director of the ID card copy of the second, the guarantee information to buy machinery and equipment VAT invoices, machinery and equipment, the assessment report (this can actually be done by the bank, you go to consult with the bank's customer service manager to do it) The first thing you need to do is to get a copy of your personalized information from your bank account. What are the reasons for this?
Machinery and equipment is real estate, general commercial banks can handle real estate mortgages, as long as you have real estate property rights, and then just bring the relevant property rights certificate, to the commercial bank to sign the contract on the line, is not a difficult task.
To be more specific, you need to establish a loan relationship with a commercial bank, sign a loan contract, and then mortgage your real estate to the bank, sign a real estate mortgage security contract, and establish a mortgage on the OK...
This is the first time you need to establish a loan relationship with a commercial bank, sign a loan contract, and then mortgage your real estate to the bank.
Three, whether construction machinery can be mortgaged?
Construction machinery belonging to the fixed assets can be mortgaged ~ but depends on the valuation of your machine is how much you want to loan the amount of the ratio ~ such as your machine is worth 1 million ~ but counting depreciation and what the bank valuation is 60 ~ 700,000 ~ the amount of the loan he gave you is about half of the valuation of the ~ is considered more ideal!
Fourth, machinery and equipment mortgage.
Machinery and equipment is real estate, general commercial banks can handle real estate collateral, as long as you have real estate property rights, and then just bring the relevant property rights certificate, to the commercial bank for the signing of the contract on the line, it is not a difficult thing.
Specifically, the first with the commercial bank to establish a lending relationship, signed a loan contract, and then your real estate mortgaged to the bank, signed a real estate collateral security contract, the establishment of a mortgage on the OK ... ...