Legal basis:The People's Republic of China*** and the State Social Insurance Law
Article 23 Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employer and the employees in accordance with the state regulations***.
Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the provisions of the State. Article 25 The State establishes and improves the basic medical insurance system for urban residents.
Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.
The government shall subsidize the part of individual contributions required by those who are entitled to the minimum subsistence guarantee, persons with disabilities who have lost their ability to work, and elderly persons and minors over sixty years of age from low-income families. Article 27 Individuals participating in the basic medical insurance for employees, who have made contributions for a total of up to the state prescribed number of years by the time they reach the legal retirement age, will no longer pay the basic medical insurance premiums after retirement, and will enjoy the basic medical insurance benefits in accordance with the state regulations; those who have not yet reached the state prescribed number of years may make contributions up to the state prescribed number of years. Article 28 In line with the basic medical insurance drug catalog, diagnostic and treatment items, medical service facility standards, as well as emergency and rescue medical expenses, in accordance with state regulations from the basic medical insurance fund.