Use medical insurance card to see a doctor, and use personal medical insurance card to pay. With medical insurance, the balance in the card can replace cash to pay medical expenses. Even if the balance is insufficient, the medical insurance will be directly reduced or exempted, and you can also submit an invoice to the Social Security Bureau for reimbursement.
Cash settlement means direct payment of cash. If you are hospitalized, the medical insurance card can be reimbursed. If you only register, you can't charge the pharmaceutical service fee if you have a medical insurance card.
2. Differences in reimbursement processes.
Reimbursement process using medical insurance card: individuals can directly settle the part of medical insurance reimbursement by medical insurance and hospitals, without having to pay first and then reimburse. Only at the time of checkout, the self-funded part is paid by the balance of the medical insurance card or cash.
All cash is borne by the individual.
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How to use the social security card:
1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.
2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area. You can also log in to the social security inquiry system online.
3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office with their ID cards and medical insurance requirements. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.
Baidu encyclopedia-social medical insurance card