Is it worth buying a 49-dollar health insurance policy?
There are a lot of Nanjing citizens and friends reflecting Huimin health insurance can not open can not buy, the specific reasons and solutions click here to see. 1, the characteristics of Huimin health insurance (1) low threshold for enrollment, no physical examination or health information, high-risk occupations can also be insured, with the disease can also be insured, as long as it is the basic medical insurance participants in Nanjing or the provincial workers' medical insurance participants in Ningbo can be. (2) A history of illness can also be insured, but if the end of the insurance period, the number of people did not reach 2.6 million, including leukemia, lymphoma and dozens of other major diseases will not be able to pay. (3) The deductible is set at 20,000, and hospitalization expenses within the scope of basic medical insurance, out-of-pocket payments of more than 20,000 yuan can be reimbursed by this product at a rate of 100%, with an upper limit of 1 million. 2, insurance advice (1) Huimin health insurance 49 years per year, the underwriting company for the Ping An Health Jiangsu Branch, in essence, it is a commercial insurance, can be used as a supplement to the medical insurance, the price is cost-effective, if you are not equipped with other commercial medical insurance, this Huimin health insurance can still be considered. (2) One thing to keep in mind is that the reimbursement threshold of the Huimin health insurance, one is within the scope of the medical insurance, and the second is the deductible of 20,000, these two settings in fact, the reimbursement threshold pulled very high, the amount of money that can be compensated for may not be as much as you think. The first thing you need to do is to get your hands on a new one, and you'll be able to do it in a way that's easy to understand! The Nanjing 49 yuan Huimin health insurance is so hot, is it really useful?