A, Luoyang three suites down payment ratio?
Business generation, three sets of minimum 30%, need to see the salary flow.
Two, Zaozhuang three suite down payment ratio
30%. Zaozhuang City, Shandong Province, prefecture-level city, type II large city, located in the south of Shandong Province, east and Linyi City, Pingyi County, Feixian, Luling County border, Zaozhuang three suite down payment ratio is 30%.
Three, if you buy a house in Luoyang down payment how much?
Luoyang new house down payment ratio is:1, the first time the use of provident fund, set construction area of 90 square meters (including) the following, the loan down payment ratio of a minimum of 20% of the total price of the house. Provident fund loan to buy a house area greater than 90 square meters, the minimum down payment of 30% or more; 2, bank mortgage loan to buy a house suite minimum down payment of 30% or more; 3, now mortgage to buy a house interest rates due to different banks specific policies are different, each bank has its own floating range! 4, mortgage loan repayment method has two kinds: equal principal and interest repayment method and equal principal repayment method of buying a house to pay attention to! What? What are the steps?1, buy a new house to pay attention to the location, noisy, household type, rotten, developers have five certificates. A compliant real estate developer, must have a complete: "five certificates", "two books". The so-called "five certificates", refers to the "State-owned land use right certificate", "construction land use planning permit", "construction project planning permit", "construction project construction permit" (also known as the construction project start certificate), "pre-sale license for the sale of commercial properties". "Two books" refers to the "residential quality assurance" and "residential instruction manual", which is also the law on the basic requirements of the seller. 2, buy a house steps are as follows: the first step: selecting a house to see the house selection of housing is best not to be fixed in a location, to convert a variety of ideas to choose the address of the home. In the process of selecting the housing stock, should make a most reasonable contribution within the acceptable offer. Go to the site to see the house 1, inquire about the project's surrounding environment, including the human environment: days, commercial facilities is not complete: how the traffic situation: there is no recreation, sports and leisure places: there are no hospitals, schools, kindergartens, and other public **** equipment: nearby factories, etc. 2, assuming that it is a period of time, you have to developer's promise, the strength of the test. Look at the developer before is not also developed other projects, project development results how: look at the site site appearance, on-site construction processing is not neat and orderly, the quality of structural construction; inquire about the placement of the sales office and the substance of the sales staff; inquire about the model room and so on (assuming that is the sale of agents to sell houses, the strength of the agent should be understood). 3, assuming that it is a house, you also want to check the District internal environment, plans, landscaping area, distance, distance between buildings and inquire about the quality of the house and so on. The second step: subscription contract before signing the contract, you need to carefully check the qualifications of the developer. After all the inspection, you also need to pay a certain amount of deposit. Assuming that you are not sure about signing the contract, you can entrust a lawyer to help you deal with it. After choosing the policy of purchasing a house, you enter the period of substantive negotiations with the developer. This period usually includes three processes: negotiation content, signing the subscription, signing the contract; negotiation what? Negotiations include the price of the house, payment methods, decoration and delivery standards, ancillary equipment, occupancy time, property handling costs and other necessary content. Among them, the negotiation of the price of the most important, you should grab the maximum limit of preferential prices, to protect their own interests. Sign the "house subscription". Buy a house first signed "house subscription" and deposit is now customary in the sales process, but signed "house subscription" is not a necessary condition for the formal signing, because China's relevant laws and regulations are not clear rules buyers in the signing of the formal sales contract, it is necessary to sign the "subscription". Signing a formal purchase contract / model purchase contract should bring the ID card required to sign the contract, hand seal and other materials at the appointed time to the developer's sales office to sign the contract. Signing a purchase contract is the most important part of the purchase process, once signed that is subject to the law. Contract filing. Usually, the two sides from the date of signing the contract within 30 days, the developer will hold the product housing sales license, contract, to the real estate processing some of the contract for the record. Need to deal with bank loans to buy a house, the contract should also be filed to the bank, real estate, insurance and notary some of the loan procedures. The third step: dealing with the loan according to their own economic ability to choose the appropriate payment method, assuming that the funds are free to choose a one-time payment, assuming that the funds are limited, you can choose to pay in installments and bank loans. The fourth step: acceptance and inspection of housing inspection and delivery: receive the "Notice of Occupancy", determine the date of delivery, with good materials (including: ID card, "product housing purchase contract", invoices, etc.). The delivery of the house should be carefully checked, it is best to ask the engineering professionals to help accept the house. Housing inspection includes the following: 1, move in is not all or some of the acquired house, such as with the purchase contract, annexes and supplemental agreements do not match, to reflect to the relevant units in a timely manner, check. 2, the house quality check to see if the quality of the house is not questionable, found that the question should be reflected in a timely manner, repair before moving in. 3, according to the contract for the purchase of the house and the relevant agreements of the contract, the inspection of the renovation and inventory of the device The property management unit should supply a list of decoration and equipment to the buyer, the buyer according to the list content inventory, check its equipment, defective degree and use of the situation, such as discrepancies or damage, need to ask for speedy repair, complete. 4, in the above inspection and recognition of the results of the inspection and the contract of the contract is no difference, can be signed with the developer of the property handed over to the checklist or the handover of the house. On the checklist can not be determined matters, should be written "do not understand" or "can not be determined" and so on; if found doubt, should be recorded, and plead with the developer in a certain period of time to deal with, and finally by both sides of the signature, seal. Step 5: decorate and move in many people tend to neglect this after buying a good house, only to find out after moving in, the poor property to the day has a great impact. In our normal life, usually have a proper close contact with the property. Receive property, must be prudent, to avoid due to the hasty signing of the checklist or house handover order and make their own in the future of the house in the dispute, can not fully seize the rights and interests of their own entitlements. Usually when you accept the key, or within a few days of the rules, it is necessary to go to the property handling company to deal with the entrusted property handling matters. It is necessary to do the property handling procedures are as follows: 1, sign the "handling convention". The content of the Convention is formulated by the developer in accordance with national laws, regulations and guidelines, and agreed to by some of the house handling. Assuming that the owners think that some of the provisions of the handling of the Convention is unfair, you can reserve the right to comment. Because the convention is a temporary nature, in the future owners can be approved by the General Assembly. 2, to the property handling costs. 3, signing the community's various processing code, such as decoration processing, cleaning processing, parking processing, security processing, etc.. Step 7: deal with the title certificate to move into their new house does not allow you to live a comfortable life, but also need to urge the developer to deal with the property rights transfer procedures as soon as possible, so that you get a legal title certificate, this process may have to wait for an appropriately long period of time, one of the factors is that the developer in the new house just after the completion of the future, it may not be possible to get the certificate of property immediately, they need to be dealt with in some of the relevant house after the initial registration, the buyer again! To real estate processing some of the house ownership transfer registration formalities, apply for the "house ownership certificate" after the real estate license, the business of the product room is considered to be the end. Comprehensive above said, for the loan to buy a house is certain to give the down payment, the down payment ratio is generally based on the size of the house area to give, so if you buy a house in Luoyang down payment how much? It still depends on how the local policy is, the policy of each place is not the same, the amount of down payment will also be different.
Four, Luoyang loan to buy a house down payment ratio of the minimum how much, to a few percent
Should not be a problem, the original suite down payment of 20% can be, now may rise to 30%. According to 4000 per square meter, the purchase of 40 square meters, 160,000, the down payment of 48,000, public **** maintenance fund deed tax of about 5%, about 8,000. Of course, there are still big 3000 per square meter houses in Luoyang, so your budget is a little more abundant. The real estate license is only a processing fee, it does not take much money.