At the third China High-End Healthcare Executive Salon, data showed that annual premium income from health insurance in developed countries such as the United States, Canada, and Switzerland has accounted for an average of 25-30% of the total premium income over the years, while Singapore, which is located in the same part of Asia as China, has also reached 23%. On the contrary, in 2012, China's health insurance premium income of about 86.2 billion yuan, accounting for only 5.57% of the total premium income of 154.87 billion yuan, and the gap with the developed countries in the West is up to 5 times. Obviously, health insurance has become a force in the insurance product system of developed countries. If China reaches the same international level, it means that health insurance has huge growth potential in China, and the market prospect is self-evident. With the nation's emphasis on health and medical services, the number of business people and high-income groups with high-end medical insurance plans is increasing.
High-end medical insurance plan is a life health protection program, mainly to cope with the large domestic population, the lack of medical resources, the relatively high fees of high-quality medical institutions, and the injury accident or major diseases, the whole family's ability to resist risks need to be backed up by insurance, so that the quality of life in the future will not be affected. High-end medical insurance plan breaks through the basic medical insurance access to hospitals, the scope of medication restrictions, generally can be in the international medical department, special outpatient clinics, private medical institutions, and access to the region can be a global choice, the scope of medication is basically unrestricted.
High-end medical insurance plans give multiple protections for life and health
All of us know that social security is a post facto reimbursement and is limited to hospitals and medications. The first thing you need to do is to get a good deal on a new product or service, and then you can get it back. An article to teach you to apply for the reimbursement process!
Two, people's need for quality medical care is largely unmet by social security, and high-end medical insurance plans provide a valuable financial foundation for insured people to choose better medical equipment, drugs, and services, and thus win better medical outcomes or even increase their chances of survival. Therefore, regardless of whether one has health insurance or not, from a protection point of view, those who are in a position to do so should enroll in high-end medical insurance.
China Merchants Trust Global Health Protection Program
China Merchants Trust high-end medical insurance with 22 cities in China, more than 268 medical institutions, and 1.1 million direct-payment medical network connected worldwide. The Huanqiu Supreme high-end medical insurance plan gives you enough coverage with annual hospitalization benefit up to 20 million, hospitalization allowance of 1,200 RMB/day, and outpatient 500,000 (optional). It covers inpatient surgery, day treatment and hospitalization expenses, and also provides coverage for psychiatric treatment and comprehensive cancer treatment; maternity expenses, newborn care and treatment expenses; and optional international health and medical check-up coverage, online health guidance, eye and dental coverage and international rescue with a number of value-added services to choose from. For the issue of buying insurance medical examination, I just happened to organize the relevant content, I hope to help you: before buying insurance, in the end, do you want a medical examination?