First of all, I would like to introduce the following four business scenarios of medical platforms, so that you can have a general understanding of their business model.
One, C2C medical consulting platform
C2C medical consulting platform has a large number of stationed doctors, from the time, the doctor can use the idle time for the patient online diagnosis and treatment; from the spatial point of view, the doctor can carry out remote consultation, remote treatment, and so on. Through the Internet technology can do a good job of connecting doctors and patients, and effectively help medical upgrade. However, for the platform, a large number of consultation orders need to be cleared with the settled doctors, which requires high financial labor costs.
Two, B2C national hospital cooperation platform
There are a lot of national hospital cooperation platforms on the market, which are aimed at patients, doctors, hospitals, this triangle of pain points, optimize the process of diagnosis, the user can directly pick the right hospital on the platform for registration, payment, checking the results of the test, etc., saving time and trouble, for hospitals, but also to expand the service radius of high-quality medical resources. For hospitals, it is also conducive to expanding the service radius of high-quality medical resources. However, it is also complicated and cumbersome for the platform to share the bill with a large number of partner hospitals across the country.
Three, B2B medical device platform
This type of platform will sell surgical instruments, operating room or diagnostic room equipment, energy therapy equipment, disinfection and cleaning equipment, etc., which is usually in cooperation with a lot of hospitals and health care institutions, unified in the platform after the order to buy these medical devices, by the platform to arrange for the delivery of the nearest medical equipment suppliers. Then, after the order is completed, the platform needs to settle the funds with the medical equipment suppliers and the logistics side.
Four, B2C2C drug supply platform
Drug supply platforms usually cooperate with doctors and pharmacies, and doctors are stationed on the platform to prescribe medicines for patients, who order medicines on the platform and have them delivered by the nearest pharmacy. In this business scenario, the transaction funds are collected by the platform, and the platform needs to share the accounts with the doctors and pharmacies.
Internet healthcare, as a new model in the medical field, has strong advantages in process optimization, data support, and breaking down time and space barriers in medical services. However, in the face of a large number of transaction orders, complex settlement needs, medical platform billing how to do the best? In fact, the best solution is to access the automatic billing system, through digital tools to achieve flexible and free billing management.
Automated billing system can be easily accessed with only one API interface, and after the access is completed, the data barriers can be quickly opened, and the business data of the medical platform can be quickly docked, and the platform can freely configure the billing rules in the background, including the percentage of profit-sharing, the settlement period, the settlement method, etc. The system can realize the whole process with the stationed doctors, hospitals, medical equipment suppliers, pharmacies, and other parties. Automated billing greatly improves the billing efficiency of the medical platform and reduces financial costs. At the same time, the automated billing system can also independently form transaction data and provide effective data support for platform operation and management through massive medical transaction data. And because the system is structured in the core system of the bank, it can open supervisory accounts for the medical platform and many sub-accounting parties to ensure that the transaction funds are safely controlled, avoiding the risk of second clearing for the platform and promoting the business compliance.
As an important participant in the wave of digitization, medical platforms want to better expand their business and make their platforms bigger and stronger, and the core issue of primary concern is how to make medical platforms' sub-accounts more efficient, and the emergence of MallBook's automatic sub-accounting system is undoubtedly a "booster" for the rapid development of medical platforms, helping platforms to improve transaction management efficiency and achieve the goals of the medical platforms' sub-accounts. It helps the platform to improve the efficiency of transaction management and realize the development of cost reduction and efficiency and compliance in various aspects.