Hello friend, Le Jian Lifetime is a multi-million dollar medical insurance product launched by Fosun United Insurance Company. Now the network popularization and developed, buy insurance, milk daddy or recommended to buy online Oh, if you buy through the insurance agent, the insurer is not reliable may also go a lot of detours, spend a lot of money.
So how is the product Le Jian Lifetime?
I, content introductionFosun United Le Jian Lifetime Million Medical Insurance a **** is divided into 8 plans, each plan is a different amount of coverage.
1, deductible:
From the chart above, you can see that the deductible of 10,000 yuan as an example, Le Jian Lifetime Million Medical Insurance is divided according to the general hospitalization amount of coverage, malignant tumors coverage, malignant tumors hospitalization allowance. Here are the premium calculations for different deductibles.
2, reimbursement limitations:
In terms of the payout ratio, Luckily Life and mainstream million medical insurance are also the same: 100% reimbursement for the portion reimbursed by the social security, and
60% reimbursement for the portion of the social security reimbursement that has not been utilized if you are insured as a social security insured.
Luckily Life is also the same as the mainstream million medical insurance in terms of the payout ratio. However, in terms of hospital restrictions, it is a bit different from other products, Le Jian Lifelong stipulates the second level and above designated hospitals.
3, outpatient emergency medical insurance benefits (optional):
Waiting period of 30 days, the benefit ratio is 100%.
4. Minor Examination and Immunization Medical Insurance Benefit (Optional):
If the insured person is under the age of 18, a 100% percentage of the routine medical examination and preventive health care expenses will be paid during the period of coverage. This includes medical records, physical examination, developmental assessment, and age-related diagnostic tests (excluding annual physical examination).
5. Renewal:
If the policy is renewed again, it will not be affected by Lucky's claim situation and personal health condition, subject to the situation of the first time the policy was taken out. However, it is not possible to renew the policy after the product is discontinued, as it is available up to the age of 80.
So what other good million-dollar medical insurance products are there to choose from? Milkman has compiled a list: "Various million-dollar medical insurance reviews: how to pick a million-dollar medical insurance?
Milk Daddy summary:
Milk Daddy suggests that the first to go to the official website to find Oh, before buying any questions can come directly to consult the milk daddy Oh.
Source: milk daddy insurance knowledge dry goods integration