The electronic health insurance card refers to the electronic processing of the traditional physical health insurance card, storing the information on the card on cell phones and other electronic devices, so that the cardholder can use it anytime and anywhere. At present, the electronic medical insurance card has been widely used in some regional hospitals and can be used in hospitals. The process of using an electronic medical insurance card to see a doctor in a hospital is similar to using a physical medical insurance card, which requires swiping the card at the hospital's medical insurance window or self-service machine to carry out the relevant operations in order to obtain medical insurance benefits. The benefits of using an electronic health insurance card are that it is convenient, fast, and can be operated anytime, anywhere, while avoiding the risk of losing or damaging the physical health insurance card.
The usefulness of the electronic health insurance card includes:
1. The electronic social security card is an electronic version of the social security card, and the functions of the physical social security card that the electronic social security card has are also available;
2. The electronic social security card can be used as a personal information protection record, which can be used to inquire the valid identity information of the insured person, for example, the payment of the insured person's personal pension, medical and maternity compensation, etc.
3.
3, electronic social security card can also be used as a proof of business, in the hospital to see a doctor can use the electronic social security card for real-time settlement, in addition to the electronic social security card can also be used to apply for old age insurance business and unemployment compensation;
4, electronic social security card can be used to buy drugs directly, the participant to bring the electronic social security card to go to the hospital to get medical treatment, if the hospital is able to use the medical insurance can be used directly through the social security card medical subsidy. The cost of medicines used for treatment can be offset by the medical assistance in the social security card.
To summarize, the electronic health insurance card is not yet popular in all areas, and not all hospitals support the use of electronic health insurance cards, so please consult your local social security department or hospitals before using the card to get more accurate information.
Legal basis:
Article 2 of the Social Insurance Law of the People's Republic of China
The state establishes a social insurance system for basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to obtain material assistance from the state and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity.
Article 26
The standards of treatment for basic medical insurance for workers, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.