Can hpv treatment be reimbursed by medical insurance?

HPV vaccine is a second-class vaccine, and the second-class vaccine is voluntarily vaccinated at its own expense, so it cannot be reimbursed by medical insurance. However, the cost of human papillomavirus examination can be reimbursed by medical insurance, so if you usually pay medical insurance, you can reimburse the cost of human papillomavirus examination through medical insurance. According to the basic requirements for the payment of basic medical insurance benefits in China, the insured person must go to the medical insurance institution to reimburse the medical expenses incurred by his medical treatment, which generally meets the following conditions: (1) The insured person must go to the designated medical institution of basic medical insurance to seek medical treatment and purchase medicines, or go to the designated retail pharmacy determined by the social insurance institution with a medical prescription issued by a doctor in a designated hospital. (2) The medical expenses incurred by the insured in the process of medical treatment must conform to the basic medical insurance drug list, diagnosis and treatment items, the standard scope of medical service facilities and payment standards, and be paid by the basic medical insurance fund according to regulations. (III) Among the medical expenses that the insured meets the scope of payment of basic medical insurance, the part that is higher than the Qifubiaozhun of the social medical co-ordination fund and lower than the maximum payment limit shall be paid by the social medical co-ordination fund in a unified proportion.

Hpv detection items mainly include urine routine, blood routine and extract detection. If it is a female examination, it may be necessary to do a cervical extract examination. The overall price is not high, about two or three hundred yuan. This price is within the normal acceptance range for most patients. Therefore, regardless of whether there is medical insurance or not, you should go to a professional hospital for examination as soon as possible.

Do hpv test on an empty stomach, because you also need to cooperate with blood routine, so once you eat something, it may affect the test results. Once hpv positive is detected, it should be treated as soon as possible. The treatment methods of high-risk and low-risk hpv are different, so you should consult your doctor about how to treat it according to your actual examination results.

legal ground

People's Republic of China (PRC) insurance law

Article 12 When concluding an insurance contract, the applicant of life insurance shall have insurable interests for the insured. The insured of property insurance shall have an insurable interest in the subject matter insured at the time of the insured accident. Personal insurance is an insurance with human life and body as the subject matter. Property insurance is insurance with property and its related interests as the subject matter. The insured refers to the person whose property or person is protected by the insurance contract and enjoys the right to claim insurance money. The applicant can be the insured. Insurable interest refers to the legally recognized interest of the insured or the insured in the subject matter of insurance.