The problem of poverty caused by illness has been included in the health care reform focus to solve the goal. However, due to the complexity of the causes, it is impossible to solve the problem overnight, and requires the concerted efforts of all parties to realize.
It is necessary to increase health education and prevention-oriented publicity. To popularize health knowledge, so that the people all develop good health habits, adhere to the vaccination and health checkups. To prevent minor illnesses from becoming major illnesses, minor illnesses become serious illnesses.
The second is to strengthen the construction of primary medical institutions. To introduce and train talents, update equipment, improve the medical environment, improve diagnosis and treatment capacity. To do small illnesses do not go out of the township, the big disease does not go out of the county, greatly reducing the medical and other costs incurred by the disease.
Thirdly, we need to improve the reimbursement rate of medical insurance. In particular, the amount of reimbursement for major medical treatment should be increased, the starting line should be lowered, and the ceiling line should be raised. And to expand the reimbursement category, so that should be treated. At the same time, improve the relief system, to the family difficulties caused by disease, to give timely subsidies.
Personal opinion on poverty alleviation due to illness, hope that capable people support! Thank you! Health care reform health insurance for the poor, the poor can not afford to buy drugs, but also want to be hospitalized, colds without 1-2000 can not handle, we all know. School reform for everyone, the state nine obligations is not money, but the students of other money more than more, have done Mom and Dad people know. The poor are insured against local costs of living per person. First, the serious illness of each family state for each person for the corresponding relatively good big hospital full report, the condition of the treatment to the end, discharge local health insurance hospital review, second, outpatient also reported 90% third, the corresponding medicine local civil hospitals to send each person, so that the state can be remedied and controlled. Sick people good people training out of poverty. For lazy people the state sent out of the circle of poor people. Rule the family and the country! Let more people forward! Thank you!
The family has a serious illness of the poor households is really more pitiful, the family background in the thick, but also can not fill the bottomless pit of seeing a doctor. However, the state of the poor households to see the doctor arranged many policies to improve the proportion of poor households outpatient major diseases insurance, up to 85% or more, and there is a major medical insurance to see the hospitalization of five reimbursements, up to 95%. Identification on the 19 chronic diseases, health centers monthly distribution of about 200 yuan of medicines as well as the first diagnosis and treatment after payment, one-stop settlement and other policies. However, the only drawback is that this policy only lasts until 2020.12.31, and can not be enjoyed later.
To reduce the incidence of poverty due to illness and the return of poverty due to illness, I think it is necessary to start from three aspects, i.e. individuals, hospitals and society.
First, the individual, many villagers in rural areas, especially older villagers with lower incomes, have a small illness to carry their own or in the neighborhood clinic to see or buy some medicine, and as a result, some of them slowly become very sick. There is also the purchase of commercial supplemental insurance for major illnesses, to provide additional protection for themselves, but the more the lower income group will not buy.
Secondly, hospitals, some hospitals in order to generate income, the ward will be very well decorated, the former multi-bedroom into two or three, increase hospitalization costs, especially some doctors like to use good drugs, self-financed drugs or even self-purchase drugs, frequent use of various pick up, increase the amount of drugs and multiple medication, which is the so-called overuse of medical care, resulting in an increase in the hospitalization fee and the increase in the cost of non-reportable costs, so that the patient spends a lot of money, resulting in the patient's economic negative Tan aggravated. The patient's economic negative Tan aggravated.
Thirdly, society, (a) is to increase the free medical checkups to increase the degree of early detection and treatment of some diseases, less costly and better after treatment. (ii) is the implementation of a stepwise reimbursement rate, the more you spend the higher the reimbursement rate. (iii) Increase civil assistance and lower the threshold for assistance. (D) increase the charity publicity, increase the charity fund, so that charity aid more difficult people.
The filed card poor households on the medical expenses reimbursement ratio is very high, a variety of protection a lot of, due to the disease back to poverty, mainly due to disease loss of working ability or poverty eradication quality is not high, the number of poverty eradication, a wind blowing on the return to poverty.
The above is my humble opinion, and I hope to have more exchanges and discussions.
For the problem of poverty and return to poverty due to illness, we should look at it in two ways. There are policy flaws, there is a huge population base, there is an imbalance in the matching of resources, and there is also the involvement of moral degradation, intricate and complex, can not be improved and resolved overnight.
First look at the policy defects, our medical policy development can not fully cover the medical system. Poverty due to illness are poor people, originally due to poor can not afford to buy insurance, sick without insurance support, full payment of medical bills is the direct cause of poverty. And the rich have health insurance, social security, and wealthy financial resources, of course, this is what we can not control.
At present, the actual situation of our country is that the number of poor people is large, the country's financial and material resources can not be balanced to everyone, the poverty caused by disease may still exist for a long time.
The uneven matching of resources, the higher medical resources piled up in the provincial capitals, large hospitals. The general public is sick, can not access to expert treatment, the body of the disease for a long time can not get good treatment, the front is too long, a certain degree of prolongation of the treatment period, increasing the cost. Some authoritative experts are only responsible for a certain level of specialized treatment, wasting limited resources.
On the moral level, the regulatory system is not sound, hospitals overmedication, minor illnesses. All from a certain extent increased the burden of patients, is the cause of the return of poverty due to illness, should not be underestimated.
Withdrawal of pro-poor policies (in addition to the special need to take care of the population), this part of the funds are fully invested in the construction of agricultural infrastructure. On this basis and then increase the capital investment in agriculture, pay attention to agricultural production, enhance the international competitive advantage of agricultural products, less or no food imports.
Withdraw the so-called No. 1 document every year, put the initiative to pay attention to the three rural issues into practice, improve the income of farmers, respect the occupation of farmers, so that farmers live in dignity, and fundamentally eliminate the feudal ideology that farmers are pariahs.
Only by fundamentally solving the problem of farmers can we solve the problem, otherwise it is all on paper.
Thank you for the invitation to answer this question.
In order to prevent this kind of poverty due to disease or disease reoccurrence, affecting their own people and families ah, in fact, there are a lot of prevention of this kind of methods and measures.
This is a commercial health insurance, from a national and a social point of view, so as to reduce the incidence of poverty in the family due to illness.
Because this is a timely assistance policy, rather than having to wait until June or November of each year to create a file that can be logged into the system to be recognized.
Poverty alleviation in the middle of the process ah, he said is called should be insured, originally means what, as long as is supposed to be in line with this should be guaranteed to these farmers rural poor families, should be insured as much as possible.
These are the measures and methods suggested for preventing these rural families from becoming poor and returning to poverty due to illness, and I hope they can help you.
This article was originally published in the "three agricultural entrepreneurship pit", three agricultural entrepreneurship to live, is the first, live not, don't talk about the dream and sentiment,
Small stories, big lessons, less detours, do not fall into the pit, is our original intention.
I am a gastric cancer patient, in 2012 to do two-thirds of the resection surgery, the operation cost a high of more than 100,000 yuan, there is no low insurance, and did not reimburse how much, the basic out-of-pocket expenses, two years after the operation only give me a place in the low-income earners, but the policy is clearly low-income households, but how even my wife in her sixties is also not given to enjoy the treatment of the low-income earners, both of us have lost the ability to work, there is no source of income, a son also has no job and no financial resources, and a son has no job and no financial resources.
This is the first time I've ever seen a woman in the world with a low income, but I've never seen a woman in the world with a low income, and I've never seen a woman in the world with a low income, and I've never seen a woman in the world with a low income.
My wife was hospitalized due to the disease spent hundreds of thousands of dollars, and died, it is really empty, I am an old farmer, but my wife in 2001 deposited into the emerging county Taiping Postal Bank of 5,000 deposits, the bank is not allowed to take the money to the old age! A little humanity and half a bit of sympathy are not!