Tai ping insurance quality peace of mind medical insurance is a special product for the insured to provide proton heavy ion protection, *** have 3 million coverage, its advantages include comprehensive coverage, cheap premiums, etc., the disadvantages are mainly not guaranteed renewal. Overall, this medical insurance is an average value for money, not very necessary to buy.
The other day Taiping Life launched a new proton heavy ion medical insurance, named Quality Peace of Mind 2021 Proton Heavy Ion Medical Insurance. The previously launched 2019 version attracted a lot of people by virtue of the $9.9 a year and 3 million coverage, so how is the performance of this product protection, and is it a loss to insure?
If you want to know in advance about the TaiPing Quality Assurance 2021 Proton Heavy Ion Medical Insurance, I have organized it all in this review article:"How is the TaiPing Life Quality Assurance 2021 Medical Insurance?
Tai Ping Life Quality Assurance 2021 Proton Heavy Ion Medical Insurance Coverage
Schoolmates have done a good job of sharing the product form diagrams of the Tai Ping Insurance Quality Assurance medical insurance policy:
Quality Assurance 2021 medical insurance
From the The above chart shows that this is an insurance policy that specializes in covering proton heavy ions and does not provide general medical or critical illness medical coverage. So let's **** the same research to see if this product coverage does a good job!
1.? Proton heavy ion protection is more comprehensive
For you to introduce the proton heavy ion technology in detail: proton heavy ion radiation therapy refers to the malignant tumors using proton and heavy ion technology for radiation therapy, as the internationally recognized cutting-edge technology of radiation therapy, the "cure for cancer". This technology can accurately irradiate the lesion area, and the side effects on the human body are very small, and will not produce violent adverse reactions.
China's medical treatment in Japan reached explosive growth in 2016, with the number of outbound medical treatment exceeding 500,000, an increase of more than 500% relative to 2015. Indeed, Japan's proton heavy ion technology is more mature and advanced than China's, and the cost of treatment is lower than China's.
In recent years, Japan has steadily ranked first in the World Health Organization (WHO) ratings for many years; the number and technical level of facilities dedicated to proton and heavy ion treatment in Japan are very good, so people are very fond of going to Japan for cancer treatment.
According to the analysis of the relevant industry, China's proton and heavy ion therapy equipment is not introduced much, and the experience of the existing treatment is relatively small, compared with the proton and heavy ion therapy in other countries there is still a certain gap. This is mainly due to the following two factors:
On the one hand, China's use of proton reionization technology treatment institutions and the actual number of cases are relatively small, resulting in China's proton reionization center of the relevant medical personnel do not have sufficient experience.
On the other hand, we now know that China's proton heavy plasma center in the treatment of patients in this aspect of the performance is not very good, mainly to treat some early, a single focal point of the patient, for the middle and late stage of lung cancer patients, almost no treatment.
Most medical insurance policies in the market only include domestic medical coverage for Proton Heavy Ion (PHI), and the payout is only 1 million dollars. However, with this ProtonAssurance 2021 Proton Heavy Ion Medical Insurance, it not only has a 100 percent Proton Heavy Ion payout ratio for specific hospitals in China, but also provides a 100 percent payout ratio coverage for 21 designated Proton Heavy Ion medical institutions in Japan.
If you are more interested in the more excellent proton reion technology, there are quite a few medical insurance policies that can't meet the coverage needs, but regarding this Pacific ProtonMind 2021 Proton Reion Medical Insurance, it can provide a more comprehensive coverage to a certain extent.
2.? Poor renewal terms
The renewal terms of this PPS 2021 Proton Heavy Ion are totally unattractive, with no guarantee of renewal. If this financial product is no longer sold, or the insured will no longer be allowed to re-enroll after reaching the age of 60, compared with some of the medical insurance on the market that does not guarantee renewal, but can be renewed up to the age of 100, its renewal conditions are even worse, and we can see that this insurance is not at all the route of long-term protection.
For many people, renewal conditions are very important. About the renewal of medical insurance, the school sister will be detailed in this article, you can read:"Medical insurance renewal how to do, what to pay attention to?
Secondly, is it worthwhile to buy the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance
Overall, the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance coverage is only for Proton Heavy Ion, and it's not recommended that you use this product as your only medical insurance.
In general, PPS 2021 Protonix Medical Insurance only covers Protonix, so I don't really recommend this product as the only medical insurance.
Particularly at this particular time of the year, when the global epidemic is not yet fully under control, there is a certain amount of risk involved in going abroad for treatment, not to mention the thought of going to Japan for treatment.
In the current situation, the school sister thinks this medical insurance is not suitable to start, you can pay more attention to the comprehensive protection, value-added services and practical excellent million medical insurance:"Top 10 million medical insurance rankings freshly released!
Written in the end
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