In the context of the new healthcare reform, insurance companies have launched innovative medical insurance products that break through the limitations of social security medical coverage, with the maximum insured amount reaching tens of millions of yuan, also known as high-end medical insurance. Its most important feature is that it breaks through the restrictions on the location of medical treatment and medication, and the insured can be reimbursed at cooperative private hospitals, foreign-funded or public hospitals in the special-needs and international departments, and enjoys the service of direct payment channel for medical treatment. Shanghai as a national financial center, the forefront of health care reform, Shanghai high-end medical insurance sales are exceptionally hot, driving a new momentum of commercial health insurance. Which is the strongest insurance company, I just happened to organize the relevant content, I hope to help you: the latest list! Ranking of the nation's top 10 insurance companies
China's high-end market for health insurance started out mainly for high-income groups such as expatriates working in China, some Chinese executives and staff sent overseas. According to the Foreign Affairs Office of the Shanghai Municipal Government in Beijing, there are more than 60,000 expatriates working in Shanghai alone, and together with their spouses and children, there are about 120,000 people who need to buy high-end medical insurance, and the number is still rising as international exchanges deepen, so the high-end medical insurance sales market in Shanghai is conservatively estimated to be as high as 1.5 billion dollars, and how can the successful model be introduced to all large and medium-sized cities across the country, and many insurance companies are innovating continuously! The service concept is to make a comprehensive health care insurance program.
Shanghai high-end medical insurance sales selling point
Selling point one, unlimited designated hospitals: Whether in Shanghai or other cities in China, can allow high-end people to choose their own private and foreign-funded hospitals, and even go to foreign medical institutions. China Merchants Trust high-end medical insurance plans usually have mainland China, China, Hong Kong, Macao, Taiwan, Asia-Pacific and Europe and the United States to choose from, consumers must be based on their own living and working areas to choose reasonably;
Selling Points 2, unlimited medical services: for traditional Chinese medicine, physiotherapy and other ordinary medical insurance does not cover the contents of the high-end medical insurance will also cover, including mental illness, cancer, transplantation treatment costs can also be reimbursed, women's childbirth and other medical services. Expenses can also be reimbursed, and female maternity protection is also included, thus allowing the insured to enjoy the best medical services. What are the medical insurance policies with good coverage? Which one is worth buying? Take a look at this year's top 10 insurance companies ranked hot insurance: what are some good medical insurance recommendations?2020 hot top 20 quality medical insurance inventory
Selling point three, no longer distinguish between social security directory and non-social security directory: completely break through the social security restrictions, so that the insured person does not have to take into account the social security of the boundaries of the medical treatment, to focus on the treatment of the disease. Shanghai high-end medical insurance sales only distinguish between outpatient and hospitalization costs, non-social security catalog drugs, imported drugs, imported medical equipment can be reimbursed, as well as international health checkups, international dental and ophthalmology available. For the health insurance reimbursement strategy, I happen to have organized the relevant content, I hope to help you: social security health insurance how to use? An article to teach you the process of applying for reimbursement!
Selling point four, direct accompaniment: direct compensation is different from advances (the traditional first out of their own pockets to see the doctor after the claim reimbursement form known as advances), the insured go to see the doctor, do not have to pay any cash, but by the insurance company and the hospital direct settlement. This approach not only greatly facilitates the customer medical treatment, improve the efficiency of medical treatment, improve the medical experience, but also the insurance company will be the important means of claims front.