Followed by
Social Security - Formative Assessment Assignment (II)
I. Single-choice questions (1 point each, ***25 points)
1. The primary influencing factor of social security system is ().
A. Economic factors B. Social factors C. Moral factors D. Political factors
2. The foundational influences on the emergence and development of the social security system are ().
A. Economic factors B. Social factors C. Moral factors D. Political factors
3. In the beginning of mankind, the factors that have a decisive influence on the practice of social security are ().
A. economic factors B. social factors C. moral factors D. political factors
4. In the stage of emergence and formation, the fundamental purpose of the social insurance system is ().
A．Solving the real difficulties of the members of the society B．Solving the current difficulties of the members of the society
C．Promoting the development of the social economy D．Removing the worries of the members of the society
5．The country that took the lead in establishing a modern social insurance system in the world in the 1880s was ().
A．B．Britain．Germany．C．America．D．France
6．The term "social security" first appeared in the United States in the ().
A．The Poor Claims Act B．The National Insurance Act
C．The new Poor Claims Act D．The Social Security Act
7．The representative of the Western Welfare State is ().
A. Germany B. the United States C. Canada D. Britain
8. The theoretical and policy basis for the establishment of the welfare state is ().
A. Ideal Socialism B. Institutional Economics
C. Industrial Economics D. Beveridge's Report on Social Insurance and Allied Services
9. The first country to create a fully accumulative provident fund system was ().
A. United States B. United Kingdom C. Singapore D. Chile
10. The basic starting point of the social security system is ().
A．Development of the economy B．Create social stability
C．Social equity D．Promote efficiency
11．The level of protection of the social security system is ().
A．Basic security type B．Minimum security type
C．Sufficient security type D．Complete security type
12．In 1883, Germany promulgated the ( ) is the symbol of the emergence of the modern social security system.
A. Social Security Code B. Employment and Unemployment Insurance Act
C. Sickness Insurance Act D. Workmen's Compensation Insurance Act
13．Social security enters an advanced stage marked by ().
A. Expansion of the number of insured people B. Completion of the legal system
C. Increase in the number of insurance programs D. Popularization and high level of social welfare
14. The first principle of the legislation of social security law is ().
A．Principle of Human Rights Protection B．Principle of Fairness Priority
C．Principle of Combining Rights and Obligations D．Principle of Combining Universality and Specificity
15．Methods of Payment of Social Insurance Benefits are (）.
A. Cash payment B. Labor service
C. Cash payment and labor service D. Cash payment and labor service
16. The fundamental purpose of choosing the fund system in the field of social security is ().
A. To realize the preservation of fund value B. To realize the appreciation of fund value
C. To prevent the fund gap D. To cope with the aging of population
17. Social security funds that are combined with the capital market are mainly (）.
A. Unemployment insurance fund B. Medical insurance fund
C. Pension insurance fund D. Worker's compensation insurance fund
18. Among the various ways of investing social security funds, the one that belongs to the smoothing type of investment is ().
A．Depositing the fund in financial institutions B．Fund management organizations directly engage in investment
C．Commissioned investment D．Combination of the above three
19．The birth of the pension insurance system in the modern sense is signaled by the (）.
A．French Annuity Code B．Britain's new Poor Law
C．Germany's Old-Age, Disability and Survivors' Insurance Act D．Britain's National Insurance Act
20．The most direct and fundamental goal of old-age insurance is to make the workers ().
A．Ability to live in old age B．Elderly people have fun
C．Elderly people have something to do D．Elderly people have something to learn
21．The typical country that implements the model of savings medical insurance in the medical insurance system is ()．
A．B．Britain．Germany．C．Singapore．D．America
22．The typical country that implements the national insurance model in the health insurance system is ().
A．B．Britain．Germany．C．Singapore．D．America
23．From the practice of various countries, the most obvious reform trend of the unemployment insurance system is ().
A．Restriction of the right to unemployment insurance B．Strengthening the management and operation of unemployment insurance
C．Emphasizing the employment orientation D．Expanding the scope of coverage of unemployment insurance
24．The development of philanthropy is based on the ()．
A．Compassion B．Private organizations
C．Social donations D．Widespread participation of members of the society
25．The only country that has implemented a nationally coordinated, pay-as-you-go mandatory enterprise annuity plan is ().
A．B．Britain．France．C．Germany．D．The United States
2．Multiple-choice questions (2 points for each question, ***40 points)
1．Fairness of social security is characterized by ().
A. fairness of the scope of protection B. fairness of the treatment of protection
C. fairness of the process of protection D. fairness of the means of protection
2. The socialization characteristics of social security is mainly embodied in the (）.
A. Openness of the system B. Socialization of financing
C. Socialization of services D. Socialization of management and supervision
3. The diversity of social security is mainly manifested in ().
A. Diversification of modes B. Diversification of program structure
C. Diversification of level structure D. Diversification of legal norms
4. Based on the specific content of practice in different periods, social security can be divided into which stages ().
A．Social assistance B．Social insurance
C．Social welfare D．Commercial insurance
5．Social security in traditional societies is mainly ().
A．Government protection B．Church protection
C．Mutual protection D．Commercial insurance
6．Before the 1970s, the general background of social security in the United States was ().
A．Big government B．Small society
C．High taxes D．High benefits
7．From the point of view of institutional structure, the basic framework of the social security system formed in the planned economy era consists of which plates ().
A．State security B．Town unit security
C．Rural collective security D．Individual security
8．From the point of view of the operational contents included in the modern social security system, the contents constituting the social security system mainly include ().
A．Social assistance B．Social insurance
C．Social welfare D．Charities
9．The objectives of the construction of the social security system include ().
A．Differences B．Completeness
C．Coordination D．Hierarchy
10．As a kind of socialized security system, the characteristics of community service include ().
A. Autonomy B. Compensation
C. Sociality D. Diversity
11. From the specific arrangement of social security system in each country, the social security model of each country can be categorized into ().
A．Welfare state model B．Social insurance-type model
C．Mandatory savings-type model D．National insurance-type model
12．The value of the legalization of social security includes ().
A. physical value B. conceptual value
C. intrinsic value D. extrinsic value
13. The sources of relief funding in the British Poor Law include ().
A．Taxes on the relief of poverty B．Voluntary contributions
C．Penalties D．Individual contributions
14．From the point of view of regulating the distribution of personal income, the specific sources of taxation corresponding to social security are ().
A．Personal income tax B．Inheritance tax
C．Endowment tax D．Interest tax
15．The principles of the management of social security fund include ().
A．Management in accordance with the law, standardized operation B．Earmarked funds
C．Separation of revenues and expenditures D．Budgetary management
16．Budgetary management of the social security fund can be done in the way of ()．
A. Fund Budget B. Government Budget
C. Social Security Budget Package D. Secondary Budget under the Government Budget
17. According to the current system, China's enjoyment of the basic old-age pension insurance benefits need to have the condition of ().
A．Reaching the legal retirement age
B．Enrolling in the basic pension insurance coverage and making contributions for 15 years
B．Enrolling in the basic pension insurance coverage and making contributions for 20 years
D．Enrolling in the basic pension insurance coverage and making contributions for 10 years
18．China's multilevel medical insurance system includes ()
A．Basic medical insurance for urban workers, B．Supplementary medical insurance and commercial medical insurance
C．Medical aid, D．New type of cooperative medical care in rural areas
19．The sources of the Unemployment Insurance Fund include ()
A．Government financial allocations, B．Unemployment insurance premiums paid by employers, and D．Unemployment insurance premiums paid by workers. D. Income from the operation and management of the fund
20. In China, the targets of social assistance mainly include ()
A．"Three-no-less "人
B．Those who suffer from natural or manmade disasters and whose lives are in a temporary plight
C．C．Citizens whose standard of living is lower than the minimum standard stipulated by the state
D． p>
D. Those whose food expenditure accounts for more than 59% of the household expenditure
Three, judgment questions (1 point each, ***20 points)
1. The modern social security system in the practice of the countries in the practice of the law, is the practice of social security programs first, followed by social security legislation. ()
2. The law of compatibility with socio-economic development is the objective law that social security must follow in its development. ()
3. Japan has enacted six famous laws on social welfare, which are called the "Six Laws of Welfare". ()
4. As the fund-based system is unable to cope with the challenges of an aging population, more and more countries are opting for the pay-as-you-go system of social security. （
5. The crisis in social security is not one of its structure, but of the erosion of its economic base due to malfunctioning. ()
6. No matter how advanced commercial insurance may be, it cannot replace social security. ()
7. Welfare economics is the theoretical basis for welfare state type social security. ()
8. Pension insurance in both Chile and Singapore is based on full accumulation in individual accounts. ()
9. The national insurance model of social security began in the former Soviet Union. ()
10．Social security before it becomes the law of the land can only be a policy and measure of the state, at best a public **** welfare program of the government. ()
11. The emergence of social insurance legislation really meant the emergence of modern social security legislation. ()
12. At present, China does not yet have a truly specialized social security law adopted by the National People's Congress and its Standing Committee. ()
13. China's current stage of social security administration was established in 1998 in the context of the central government's institutional reform. ()
14. Economic instruments are the basic means by which the social security system solves social problems. ()
15. The structure and function of the social insurance fund depend on the structure of the social insurance system and the way the social insurance fund is financed. ()
16. Social assistance is fully financed by the government in all countries. ()
17. A tax system is more likely to enhance the compulsory nature of social insurance financing than a fee system. ()
18. Compared with the fund-based system, the pay-as-you-go system of social security fund storage truly and completely reflects the purpose and value of social security fund storage. ()
19. The key to fund storage is how to maintain the real value of the fund and maximize its value. ()
20. The individual account model of the pension fund is associated with pay-as-you-go. ()
4. Terminology (5 points each, ***15 points)
1. Pay-as-you-go style
2. Full accumulation style
3. DB system of corporate annuity plans
Social Security - Formative Assessment Assignment (3)
Case Study: Workplace Injuries in the Coal Mining Industry What does the frequent occurrence of workplace injuries in the coal mining industry mean?
Case Description
In recent years, frequent mining accidents have begun to plague our society. According to data from the relevant departments, from 2001 to the end of October 2004, there were 188 mega coal mine accidents with more than 10 deaths at a time in China***, averaging one in four to seven days.Between January and November 2004, 5,286 coal miners died in accidents in China***.In the first half of 2005, the number of deaths in coal mine accidents nationwide alone reached 2,672, a year-on-year increase of 3.3%, of which 704 died in major accidents, up 114.6%.In 2005, hundreds of people were killed in mining accidents alone: on February 14, 2005, a gas explosion in Fuxin Sunjiawan coal mine in Liaoning province killed 214 people; in August, a mine disaster in Xingning, Guangdong province, 123 miners were killed; and a coal-dust explosion occurred in the Dongfeng coal mine in Qitaihe, Heilongjiang province, on November 27th, and, as of December 6th, 171 miners had been killed. miners were killed.
Some people say that the current system of production safety supervision is unsound, coal production is directly related to local economic interests, local governments lack the will to strictly regulate, and the lack of effective power constraints within the government system, and the seriousness of corruption in the industry regulator, resulting in a large degree of dysfunctionality in industry supervision. Government-coal collusion is the deep-seated reason behind the accident, collusion between government and business, power and money transactions, leading to illegal mine owners ignore laws and regulations, ignore government supervision, ignore the lives of miners, in the absence of safety production of the most basic conditions of the big job, and ultimately pay the price is often the lives of miners. At the same time, the coal industry has the accumulated disadvantages of multiple management. Segmentation, apportionment, multiple management of the coal industry, resulting in a management vacuum and cross-powers, multiple management is a waste of national administrative resources, but also reduces administrative efficiency. Management of coal mine production does not care about safety, management of coal mine safety does not care about production, disconnected from each other, who are in charge, but who are not good. Daily supervision is sloppy and hasty, to license instead of supervision, to fine instead of supervision, a fine, leaving a large number of vacuum areas and hidden accidents.
There are also those who say that in the rapid period of China's economic development, people's awareness of safety is generally declining, although we all know that "human life is more important than Mount Taishan", but in the face of economic benefits, safety production to the super-production to give way to the safety of preventive measures are extremely ineffective. Zhou Fengqi, director of the Energy Research Institute of the National Development and Reform Commission, analyzed to the China Economic Times, said: "With the weakening of the management of the coal industry, as well as the serious safety debts caused by industry-wide losses in previous years, some state-owned mines have not been as stringent as before, the foundation of the safety of a weakened. The large state-owned mines, which are large in scale, often suffer heavy casualties in the event of an accident. Overcapacity mining is carried out without enforcing the safety system and in strict accordance with operating standards."
Standing in the social security point of view, we are more concerned about, in the many casualties, these miners and their families who suffered accidents, their rights and interests of work-related injuries insurance is implemented and protected? There is information that confirms that after these accidents, some mine owners use the most methods of "concealment", "pressure" and "blocking". "Concealment" is to hide from the world, can hide, can cheat is cheating; "pressure" is to oppress the people, with the power in their hands to threaten the masses, in order to a meager source of economic resources, miners can only tolerate; "blocking" is when things go wrong, the miners will be able to get away with it, and the miners will not be able to get away with it. "In the event that the matter is exposed, the situation of last resort, the mine owners had to take out part of the money to "block" the mouth of the miners, but also to do to the higher levels of government and the media to see that they are still very concerned about the lives of laborers. In this way, after the accident, the mine owners will not get the media's condemnation, there is no formal recognition of work-related injuries, ratings, and there is no standardized subsidies, do not have to consume a lot of economic and time costs, but also more to encourage the mine owners of the "black heart".
Thinking questions:
1, you think the workers' compensation insurance system to avoid the occurrence of similar events? (10 points)
2. Some people suggest that the main responsibility of enterprises should be clarified, and the responsible person should be heavily punished after an accident. Why? (25 points)
Case study: Who should Chinese farmers rely on in the future?
Case Description
According to China's fifth population census, as of November 2000, China's total population was 1.295 billion. Among them, the rural population is 807.39 million, accounting for 63.91% of the total population, while there are nearly 100 million people over 60 years old in rural areas, exceeding 10.92% of the total rural population. As a result of the migration of a large number of young people from rural areas to cities and towns, the rural population is artificially aging ahead of schedule. Therefore, choosing a suitable rural pension model, dealing with the rural pension problem is not only related to people's livelihood, but also affects the rise and fall of the country.
As we all know, at present, the main form of rural pension in China is still the form of family pension, accounting for about 92% of the whole pension security. However, with the ageing of the population and the development of the economy, we generally began to question whether the original rural pension system has gradually lost its traditional effectiveness, and many studies have also cited a number of influencing factors, such as the reduction of family size to increase the burden on the children, the loss of young and middle-aged labor force weakened the function of the family old-age pension, the low income of the rural economy makes the old-age pension lack of economic support, the change in the concept of morality leads to the avoidance of the responsibility for old age. The change in moral values has led to the shirking of old-age responsibilities, and so on. Have these factors weakened the rural family old-age model? Will the shrinking of family size and the migration of rural labor force really lead to the failure of the rural family old-age pension model?
Does the reduction of family size really increase the burden of old age? China has implemented a family planning policy since the late 1970s. Although the first generation of rural couples implementing the family planning policy grew up in traditional rural areas, they have experienced the reform and opening up, and the development of transportation and information has enabled them to witness the huge gap between urban and rural areas caused by the urban/rural dual economic structure, which in turn affects their income and expenditure habits. They do not spend large sums of money on building houses as previous generations did, but instead use their limited financial resources to invest in their children's education and save for themselves. Many farmers' children have left the "farm gate" by going to school, and have the ability to return their parents' investment in education, and because their parents have lived in the countryside for a long time, the cost of living is lower, and they also have the habit of saving, so under normal circumstances, their children's expenditure on their old age will not add to their children's burdens. On the contrary, if the size of the family remains unchanged in the countryside, the expenditure on children's upbringing and education will take up a large part of the family's income, and some families may even become heavily indebted as a result, and their children may lose the opportunity to earn a good income due to the lack of investment in human capital, and in the long run, these children will not be able to sustain their own lives, let alone have the strength to provide for the elderly. Therefore, the reduction in the number of children may improve the quality of children, and in this age of quality rather than quantity, the reduction in the size of the family does not necessarily increase the burden on the children, but the parents may be able to get a high return in old age because of the high investment in the initial period.
Will rural labor mobility weaken the function of rural families in old age? The process of urbanization and industrialization requires a large number of laborers, and the development of agriculture and the farmers' willingness to pursue more profit opportunities just cater to this demand, resulting in the emergence of migrant workers. This is an inevitable trend. Due to the specificity of the needs of migrant workers, men's physical strength is more suitable for this role, and thus there is a situation of yin and yang in the countryside. The income from land of this segment of rural migrant workers is converted into wage income, and part of the income is transferred and paid to the elderly who stay in the countryside, which is no different from the previous provision. Under the traditional concept, children's economic provision for their parents is the greatest filial piety, and rural migrant workers will be more financially capable of filial piety than those who stay in the countryside to accompany their parents. Therefore, the outflow of rural male labor increases family income, and young rural women are fully capable of taking on the responsibility of caring for the elderly through agricultural production.
Thinking Questions:
1. Please analyze, in the light of China's actual situation, on whom Chinese farmers should rely for their old age in the future? (15 points)
2. According to the information provided in the case and your usual reading accumulation, what do you think are the factors affecting rural old-age security? How to solve it? (30 points)
Case Study: "Sun Zhigang Incident" Triggers Thoughts
Case Description
On April 25, 2003, Southern Metropolis Daily revealed a case in which Guangzhou law enforcement officers violated the personal rights of a citizen in a brutal way that led to the death of a man, and the protagonist of this case was "Sun Zhigang."
Sun Zhigang, male, 27 years old, Wuhan, Hubei, graduated from the Wuhan Institute of Science and Technology in 2001, majoring in art and design. 24 February 2003 was employed by Guangzhou Dachi Clothing Co., Ltd. as a graphic designer, with a monthly salary of 2,000 yuan. 10:00 p.m. on the evening of March 17, 2003, Sun Zhigang, who liked to surf the Internet, left the housing he had shared with a friend and prepared to go to a nearby Internet café to Play. Walking to the Tianhe District Huangcun Street, Sun Zhigang was suddenly stopped by the Guangzhou Municipal Public Security Bureau Tianhe District Public Security Bureau Huangcun Street Police Station. As he did not have any documents on him, Sun Zhigang was taken to the Huangcun Street Police Station. That night, nearly 110 people were brought into this police station, and more than 30 of them were taken in. Sun Zhigang's classmates rushed to the police station after hearing the news, explaining that Sun had an ID card and a work unit, and offering to replace his temporary residence permit and to bail him out, but the officers still refused to release him. 2:00 a.m. on March 18, Sun Zhigang was taken to the Huangcun Street police station as a "no? Turnip?" Nine hours later (on the morning of the 18th ), Sun Zhigang reported to a nurse at the transit center that he had a heart condition and was suffering from panic attacks and insomnia due to stress, and asked to be released or hospitalized. He asked to be released or hospitalized. Later that evening, Sun was transferred to the Guangzhou Internee Ambulance Station because he was "not feeling well", and at 1:00 a.m. on March 20, Sun Zhigang died at 10:20 a.m. on the same day after being beaten repeatedly by other interns who had been coerced by the caretaker. The death certificate of the ambulance station said that the cause of death is "heart disease". 18 April, Sun Yat-sen University, Sun Yat-sen Medical College Forensic Medical Appraisal Center issued an autopsy test certificate, the results show that Sun Zhigang 72 hours before his death had been beaten.
April 25, 2003, "Southern Metropolis Daily" to "sheltered Sun Zhigang's death" as the title, the first disclosure of Sun Zhigang tragic death. The following day, major media outlets across the country reprinted the article and began tracking it. Subsequent investigative reports indicated that it was due to the extreme irresponsibility of the police officers at the detention center that Sun Zhigang was "wrongly sent to the Guangzhou City Transit Center as a detainee". Even under the regulations adopted by the Guangdong Provincial People's Congress, a person who does not have the relevant identity documents with him, but who later provides them, does not fall within the scope of internment and must be released. But the fact that Sun Zhigang was still detained after providing his papers, even to the point of being beaten to death, makes this kind of detention a serious offense.
Sun's trial began on the morning of June 5, 2003, and on June 9, he was sentenced to death, with the main culprit Qiao Yanqin sentenced to death, Li Haiying given a suspended death sentence, and Zhong Liaoguo sentenced to life imprisonment. The other nine defendants were also sentenced to 3 to 15 years in prison. On the same day, six people involved in Sun's case, including the police, the person in charge of the rescue station, doctors and nurses I***, were sentenced to two to three years' imprisonment for negligence of duty.
The development of the times to today, like the death of Sun Zhigang such a tragedy, I'm afraid that in China has not been a two, in China's case, although this is a matter of life and death, but it is also said to be able to say that the big can be big, said that the small can also be small, especially in the SARS virus madness ravaged the land of China at the same time, the entire country at all levels of the party committee and the government's leadership of the fight against the SARS at the critical moment. But Sun Zhigang incident with the same "SARS", the same is with human life in the real warning us: this society there is another "SARS" - lawless power!
These are the most important things that we can do to help us.
Thinking questions:
Talk about how to look at the "Sun Zhigang" incident in the light of the knowledge of social assistance (20 points)
Note: This assignment does not need to be printed, handwritten on A4 paper, with the name of the case and the number of the question, and answered directly.
Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"