Proof of Income for Personal Loan
In life, work and study, there are still many places where proofs have to be used, and there are different types of proofs depending on the purpose. Then you really know how to write a good proof? The following is my collection of personal loan income proof for you, I hope it will help you.
Personal Loan Income Proof 1
China xx Bank Limited Tongcheng Branch:
____________ Department of my unit ___________ (position), the average income of the last three months for the average income of the last three months is RMB (capitals) ________________ yuan. (Including all kinds of fixed bonuses and subsidies), our unit to ensure that the above income proof provided is true, otherwise willing to bear all the legal responsibility arising therefrom.
Hereby declare.
Unit seal
Year-month
Personal Loan Income Certificate 2
I hereby certify that for the employee of my unit, the employee's identity card number is. This employee has been working in our organization since January of this year, and his current position (title) is. The monthly salary income of this employee is RMB (upper case), (lower case) yuan.
My unit promises that the above proof of content is true, if with (please continue to pay attention to this site:) the fact is inconsistent with the willingness to bear all the responsibility.
Hereby certified.
Unit seal:
Year-month
Unit address: Manager:
Contact phone:
Note:
1, the proof of alteration is invalid.
2. This certificate is valid for 30 days from the date of issuance (including the date of issuance).
Personal Loan Income Certificate 3
To the Bank:
I hereby certify that Mr./Ms. (married unmarried divorced) is an active employee of my unit (formal temporary), and that he/she is now working in my unit as a position, title; has been working in my unit for years, and the nature of my unit is.
The average monthly gross income of RMB ten thousand hundred and ten thousand yuan (lowercase ￥).
Identity card number is:
On the authenticity of the information provided above my unit is legally responsible.
Hereby.
Unit Address:
Personnel Labor Department Contact:
Contact Phone:
Unit Seal:
Year Monthly
Personal Loan Income Proof 4
A. Personal Loan Income Proof How to Open
Personal Loan Salary Proof need to open the proof of income, usually the monthly income. The first thing you need to do is to get a good deal on your own, and then you'll be able to get a good deal on your own, and then you'll be able to get a good deal on your own, and then you'll be able to get a good deal on your own. And some companies also have their own fixed mode of income proof of the specific circumstances also need to analyze the situation according to the bank and the unit.
There is a work unit to open the receipt certificate need to pay attention to the format of the necessary content, such as personal name, identity card, position, payroll, length of service. There are also stamped with the official seal of the unit or personnel seal, photocopies are invalid, in addition to the need for the signature of the person in charge of the unit of the company's address.
If the issuance of pre-tax income, but also need to deduct personal income tax, and then send the average monthly income to go after the income must meet the monthly payment plus liabilities more than twice, the bank will require the borrower to provide the monthly income, is the sum of its monthly repayments and other liabilities more than twice.
Second, what are the requirements for an interest-free loan?
1. Proof of identity and place of business
Loan applicants must have legally valid proof of identity and proof of legal residence in the location of the lending bank, as well as a fixed residence or place of business. Proof of fixed residence can be a real estate certificate (parents name of the real estate certificate can also be), proof of business premises should hold the business license issued by the administrative organs of industry and commerce and the business license of the relevant industry, indicating that it is engaged in normal production and business activities.
2, proof of funds
The loan applicant's investment program requires that there has been a certain amount of own funds. This is an important condition for the bank to measure whether to borrow, because the amount of business loans require a general maximum of up to 70% of the total amount of funds required for the lender's normal production and business activities required working capital, as well as the purchase (installation or repair) of small equipment and franchising chain.
3, settlement account
Loan applicants must open a settlement account in the bank where the loan is made, and business income should be settled by the bank. Moreover, the use of the loan is in line with relevant national laws and the Bank's credit policy, and is not allowed to be used for other speculative investment projects such as equity.
4, loan guarantee
Loan applicants need to provide certain guarantees, including real estate collateral, depository receipt pledge and third-party guarantees in three forms, in addition to as far as possible to provide some of their own credit status, repayment ability, and the loan of investment information to the bank, which will increase the integrity of the loan, in order to facilitate the smooth acquisition of loans.
Third, the contract law and commercial banking law in the legal basis
"Chinese People's **** and the State Contract Law"
Article 199 provides that "to enter into a contract of loan, the borrower shall, at the request of the lender, provide the true situation of business activities and financial status related to the borrowing."
Article 202 states, "The lender, as agreed, may inspect and supervise the use of the loan. The borrower shall provide the lender with relevant financial and accounting statements and other information on a regular basis in accordance with the agreement."
Article 35 of the Law of the People's Republic of China on Commercial Banks of the People's Republic of China*** and the People's Republic of China
provides that, "Commercial banks shall strictly scrutinize the use of the borrower's loan, his ability to repay, and his mode of repayment."
From the full text, we can easily see that the state, whether in the "Contract Law", "Loan Contract Regulations", "Commercial Banks Law", or in the actual application requirements on the loan is the implementation of the "strict and lenient", that is, to provide a loan channel, but on the application of the loan conditions there are certain requirements, how to open the income certificate of the personal loan Just one of them, find the law I think it is very good, will let the real need to loan people to borrow the required funds, but also to avoid a certain speculative people abuse.
Personal Loan Income Certificate 5
Industrial and Commercial Bank of China Limited xxxx branch:
I hereby certify that __________ (Mr./Ms.) document number __________
Department of the unit __________ (1.formal workers, 2.contract workers, 3.temporary workers), has been working continuously in this unit for __________ years and currently holds the position of __________ in this unit. The current highest education level of the employee is __________ and the average monthly income (after tax) of the employee in the last one year is __________ RMB.
This unit undertakes to provide the above information is true, and is willing to bear the responsibility for the economic loss of your bank if the above information is not in accordance with the facts.
Unit Address:
Contact Person:
Contact Phone Number:
Unit Official Seal or Authorized Departmental Seal:
Signature of the Head of the Unit or Department:
Year, Month and Year
Personal Loan Income Certificate 6
____________ Bank:
I hereby certify that ________ is an employee of this organization with a fixed monthly income of ________ and an annual income of ________. This certification is for the sole purpose of applying for ________ and is not responsible for the employee's legal and delinquent liabilities.
Unit Seal: ______________
Date: ______ _______
Personal Loan Income Certificate 7
________________ BANK:
It is hereby certified that Mr./Ms. __________ (Type of document: ________, Document No.: _____________________) is a regular employee of our organization and is currently holding the position of ___________ (Education: _________, Title: ____________). The colleague's office contact number: _____________, home number: _____________, mobile number: _________________.
The colleague has been working in our organization from ______ to now, and his working experience in our organization is _______ years, and his current fixed income is (in capitals) RMB _________________ yuan, and other annual income is (in capitals) RMB _________________ yuan.
The current marital status is __________ (married, unmarried, divorced, widowed).
After verifying that the above is true and correct, our organization has been fully aware of the legal effects arising from this certificate and bears the corresponding legal responsibility for the authenticity of this certificate.
______________________ (official seal of the unit)
Person in charge: _____________
_________ year ____ month ____ day
Remarks: ________________________________________________________
Unit Corporate Address: _____________________________________ Zip Code: _____________
Contact person of HR or labor management department: ______________________ Tel: _____________
Personal Loan Income Certificate 8
Bank of Jiangsu Xuzhou Sub-branch
I hereby certify that (Mr.) is a (1. regular worker; 2. contract worker; 3. temporary worker) of this unit, has been working continuously in this unit for years of work and is currently holding a position in this unit. At present, the highest education level of this employee is and his physical condition. The average monthly income (after tax)
of the employee in the recent year is RMB Yuan. This unit promises that the above is correct and true . If there is any change in the income of the above certified person in our organization, our organization will inform your bank in time.
This is hereby certified
Unit seal or personnel department seal
Signature of the person in charge:
Year and month
Note: If the borrower is a self-employed person, a sales department, a supply department practitioner, or if the bank disagrees with the income certificate, the borrower is required to provide an income certificate of 3 months to half a year, or even longer, in accordance with the requirements (including but not limited to the borrower's most commonly used deposits). not limited to the borrower's most commonly used passbook details, bank card details, personal tax certificates and other materials)
Personal Loan Income Proof 9
I hereby certify that _________ (Mr./Ms.) is a member of the unit _________ (1.regular worker; 2.contract worker; 3.temporary worker), has been working in the unit _____ for a continuous period of years, and is currently serving in the unit as a _________ position. The employee's current highest level of education is ________ and his/her physical condition is _________. The average monthly income (after tax) of the employee in the recent year is ____________ RMB. This unit promises that the above situation is correct and true, and is willing to bear all the responsibilities if your bank suffers any economic loss due to the above certification being inconsistent with the facts. Hereby certify.
Unit official seal or personnel department seal:
Signature of the person in charge of the personnel department:
Year and month
Income certificate (unit-specific)
I hereby certify that the employee of our unit: _____, ID card number (passport number): __________________, academic qualifications: _______, in this unit Holds the position of: ______, continuous work time in this unit: ______ years. The average monthly income during the year was ______ dollars.
Hereby certify!
Our organization guarantees that the information provided is true and reliable. This income certification is for the sole purpose of the employee applying for a loan from your bank.
Personnel department contact person:
Contact phone number:
Unit address:
Unit seal:
Date: Month and year
Individual Loan Income Proof 10
To Bank of China, XXXX Bank:
I hereby certify that Mr./Ms.xx (Married, Unmarried, Divorced) is an active employee of our organization ( Formal temporary) on-the-job employees, which is now in my unit as a position, title xx; has been working in my unit for x years, the nature of my unit for xx.
The average monthly gross income of ten thousand thousand hundreds of yuan whole (lowercase ￥ xx).
Identity card number:
On the authenticity of the information provided above my unit is legally responsible.
This is hereby certified.
Unit Address:
Contact Personnel and Labor Department:
Contact Number:
Unit Seal:
X Year X Month X Day
Personal Loan Income Certificate 11
XX Bank, XXX Branch:
I hereby certify that __________ is a member of the unit ___________ (formal/short-term contract/temporary) employee of this unit, who has worked continuously in our unit for ___________ years, graduated from _____________________, and is currently holding the position of __________ in our unit. The average monthly income (after tax) of the employee in our organization in the past one year is ____________, (capitalized) _____________________. The employee's physical condition _________(good/poor)
This unit hereby undertakes that the content of the above certificate is correct and true, and if the above certificate is not in accordance with the facts and leads to your bank's economic loss, this unit undertakes to bear all legal responsibilities such as compensation.
Certificate unit official seal
Unit detailed address:
Unit contact phone number:
Personal Loan Income Certificate 12
It is hereby certified that __________ (ID card: ________________________) is working in the department of __________ in our organization (the position is : __________) with a monthly income of ______ dollars (before taxes).
I hereby certify.
This certificate is only used to certify the work of our employees and the salary income of the employees in our unit, and does not serve as a document of any kind of guarantee from our unit to the employee.
Name of the unit (seal)
______ Year ___ Month ___ Day
Personal income proof of the connotation: including wages (generally refers to the total annual income), a copy of the pension insurance contributions, proof of their own real estate, proof of private vehicles, a copy of the large amount of regular passbook, foreign exchange, bonds, gold securities account, large life pension participating policies.
The mortgage income proof sample notes
First: the income proof to pay attention to the necessary format.
Secondly, the proof of income must be stamped "fresh seal", that is, the proof of income copy is invalid.
Third: the seal must be the unit's financial chapter or the unit's official seal. And it must be a round seal.
Personal Loan Income Certificate 13
__________ Bank __________ Branch:
I hereby certify that _____________ (Mr./Ms.) Department:
1, our unit _____________ (regular, contract, temporary workers), in our unit has been working for (capitals) ) _________ years.
2. His job position (type of work) is ____________________ and he has been working in this position for (capitalized) ___________ years.
3. His position is _________________ (general employee, department head, unit head, unit investor) and has been in the position for (capitalized) __________ years.
4. His monthly income after payment of provident fund, supplementary provident fund, pension, medical insurance, unemployment insurance and personal tax: RMB (capitalized) ______________________,
Additionally, he pays monthly to the basic provident fund: RMB (capitalized) _______________________, and pays monthly to the Supplementary Provident Fund: RMB (upper case) _________________.
The above is true and is hereby certified!
Contact address of the unit: xxx
Contact telephone number of the personnel department: xxx
Contact telephone number: xxx
Unit seal: xxx
Signature of the person in charge of the personnel department: xxx
xx year, x month, x day
Income proof of personal loan 14
People's Bank of China Chongqing Business Management Department Credit Management Division:
This is to certify that the Bank agrees to establish a credit relationship with "" (ID No.:), who is the guarantor for the credit business of "Chongqing X Company" in the Bank.
(Note: the format of the certificate of credit relationship for unincorporated enterprises is more or less the same, please write clearly the type of credit).
Bank of x with administrative seal
x year xx month xx day
Personal Loan Income Proof 15
I hereby certify that for the employee of our organization, the ID card number of the employee is. The employee has been working in our organization since January of this year, and his current position (title) is. The average monthly income of this employee is RMB yuan, (lower case) yuan.
My unit promises that the above certification is true, if it is not in accordance with the facts, my unit is willing to bear all the responsibility.
This is hereby certified.
Unit seal:
Year-month
Unit address:
Officer:
Contact number:
Note:
1, this certificate is invalid for alteration.
2. This certificate is valid for 30 days from the date of issuance (including the date of issuance).
Loan income certificate how to open
Each bank for income certificate requirements are different, some banks have a unified format, some do not have the requirements, you can ask the lending bank in advance, if there is a unified format let the bank to a copy.
Generally looking for the unit's human resources department to issue a certificate of income, the content includes the following items:
1, the title of the other side of the unit. Such as so-and-so bank.
2, the information of the person being certified. I hereby certify that XXX, ID card number (XX) is an employee of this company.
3, write clearly personal income. The comrade works in the XXX position in our company and has an annual income of XX million dollars.
4, write clearly the purpose of this certificate. Such as: this certificate is only for employees to purchase housing loans, not for other purposes. Hereby certified.
5, write clearly the name of the unit. Including the full name of the unit, office address, contact phone number.
6, write clear operator. The main purpose of this item is to facilitate the other party to check.
7, write the month and year, the name of the unit department, stamped with a special seal.